Laura Jewett

Laura Jewett

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Pending

$564,999

($424,685 down)
FHA

33533 Cedar Creek Lane, Lake Elsinore, CA 92532

3
3
2,053 sqft
PITI Monthly
$1,761.89 /mo

Listing courtesy of: Scott Oswalt, Keller Williams Realty

Assumed Rate

3.53%
7.15%

Principal & Interest

$870 /mo
$1,304 /mo

What's Special

SHOPPING
DINING
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
GAME ROOM
WALKING TRAILS

Former model home with all the upgrades! This gorgeous home has brand new LVP flooring, new carpeting and was just freshly painted. There is a total of 3 bedrooms and 3 full bathrooms with a large loft area -- perfect as a game room or a family room for the kids. There is a bedroom and full bathroom downstairs! You enter this property through a custom stone courtyard, the living room has a custom built-in tv area. The large, upgraded kitchen has granite counter tops, upgraded cabinets, custom back splash, Island, large pantry, stainless steel appliances -- located next to the dining room and living room -- perfect for entertaining and you're also overlooking the backyard. There is a speaker system throughout the house. The backyard is a custom backyard with stone firepit and built-in sitting area. The primary bedroom is very large with a mirrored walk-in closet, upgraded primary bathroom with separate shower and jacuzzi soaking tub. The Indvidual room laundry room is located upstairs, with another bedroom, bathroom and loft area are all upstairs. This is a highly desirable community to live in with the community amenities being 3 pools, spas, sports park, walking trails and shopping areas, elementary schools and middle school very close by. This one will go quick, come see this one today -- as it will be gone tomorrow!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.53
Remaining Loan Term
18 years, 0 months
Monthly PITI
$1,761.89/mo
Estimated Loan Balance
$143,030
Cash to close
$424,685
Interest Paid
$71,194

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Canyon Hills
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $275.21
  • Tax Annual Amount: $7062.49
  • On Market Date: 2025-01-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $424,685 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $424,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$140,314
Your Cash:$424,685
Total Purchase Price:$564,999

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$870/mo
Traditional @ 7.5%
$1,352/mo
You save $482/month ($5,788/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25016095

Listing From:

Last updated: 2025-03-07T01:11:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.53%
7.15%

Principal & Interest

$870 /mo
$1,304 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $424,685 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $424,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$140,314
Your Cash:$424,685
Total Purchase Price:$564,999

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$870/mo
Traditional @ 7.5%
$1,352/mo
You save $482/month ($5,788/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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