Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$460,000

($108,652 down)
FHA

332 Spruce Street, Bennett, CO 80102

3
3
1,931 sqft
PITI Monthly
$2,395.62 /mo

Listing courtesy of: Karen Esquibel, Emerald Realty

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,559 /mo
$2,582 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
COZY

**OPEN HOUSE**- Sat, Jan 25th 11:30am to 1:30pm!! Well maintained original owner 2-story home with 3 Bedrooms, plus a loft that can be a 4th bedroom or office. Spacious rooms, walk-in closets, & impeccably maintained! Original owners have put love into their home with personal touches including a gas fireplace, very large concrete stamped patio, large yard with dog run, and fully fenced in privacy fence. Nice community with low HOA dues only $45/mo! The main level features a welcoming entry, powder bath, a spacious, versatile living room w/a cozy gas fireplace, a separate dining area, and an upgraded kitchen—perfect for gatherings and everyday living. Upstairs the layout is open with a huge open loft that offers the flexibility to be a 4th bedroom or a study, the primary bedroom with a generous walk-in closet, shower, and tub, convenient & spacious upper level laundry room, 2 additional bedrooms and a full guest bath complete the upper level. Enjoy Summers in the large backyard enjoying friends/family gathering on the huge stamped concrete patio with a fire pit. Bennett is quaint & just outside of Denver away from city traffic. Bennet is just 25 miles East of Denver & has so many fun events - Bennet Days, Carnival rides, giveaways, a street fair, a parade and more guarantee a good time on the prairie. At Mile High Farms, lose yourself in two corn mazes, pumpkin patch, hayrides, petting zoo and soak up as much autumn as you can.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,395.62/mo
Estimated Loan Balance
$460,610
Cash to close
$108,652
Interest Paid
$40,070

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bennett Crossing
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Bennett Crossing HOA
  • HOA Amenities: Unknown
  • HOA Fee: $45
  • HOA Frequency: $Monthly
Location
  • Region: Bennett

Financial Details

  • Price per Sqft: $238.22
  • Tax Annual Amount: $4794
  • On Market Date: 2024-10-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,652 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $108,652!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$351,348
Your Cash$108,652
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,559/mo
Traditional @ 7.5%
$2,678/mo
You save $1,120/month ($13,436/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6686155

Listing From: recolorado

Last updated: 2025-03-03T02:12:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,559 /mo
$2,582 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,652 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $108,652!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$351,348
Your Cash$108,652
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,559/mo
Traditional @ 7.5%
$2,678/mo
You save $1,120/month ($13,436/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.