Laura Jewett

Laura Jewett

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Closed

$775,000

($15,400 down)
FHA

3324 Lake Albano Circle, San Jose, CA 95135

2
2
1,184 sqft
PITI Monthly
$5,155.86 /mo

Listing courtesy of: Suzanne Rodda, The Villages Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$4,312 /mo
$5,977 /mo

What's Special

LOCATION
FIREPLACE
VAULTED CEILINGS
55+ COMMUNITY

Welcome to The Villages Golf & Country Club, an active and GATED 55 PLUS community. Dont miss this INCREDIBLY UPDATED, SINGLE LEVEL UNIT WITH A PRIVATE, TRANQUIL SETTING. Exceptionally light, bright and open floorplan boasting of 2BD, 2BA with direct garage access into the house. Perfect for relaxing & entertaining, with large windows and vaulted ceilings that showcase the gorgeous setting and tranquil surroundings. Upgrades include an amazing kitchen with island and new everything, flooring, fireplace surround, primary spa like bathroom back sliders and windows just beautiful! Large, peaceful, outside space, ideal spot for enjoying your morning coffee, entertaining, or unwinding after a long day. Lovely front courtyard with a welcoming entrance. With exceptional amenities & a prime location, this property invites you to indulge in a premium lifestyle at The Villages Golf & Country Club. An active 55+ community, offering an array of amenities suitable for an active lifestyle, ensuring that every resident can find joy in pursuing their passions. From golf courses to social clubs, pickle ball, tennis, bocce ball, swimming, gym and more, this esteemed community provides an environment that fosters recreation, relaxation, and meaningful connections with like-minded individuals.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
22 years, 3 months
Monthly PITI
$5,155.86/mo
Estimated Loan Balance
$776,012
Cash to close
$15,400
Interest Paid
$265,522

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Villages Golf & Country Club
  • HOA Amenities: Unknown
  • HOA Fee: $1208
  • HOA Frequency: $Monthly
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $654.56
  • Tax Annual Amount: $
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,400 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $15,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$759,600
Your Cash$15,400
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$4,312/mo
Traditional @ 7.5%
$6,200/mo
You save $1,888/month ($22,654/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81980937

Listing From:

Last updated: 2024-12-10T21:20:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$4,312 /mo
$5,977 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,400 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $15,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$759,600
Your Cash$15,400
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$4,312/mo
Traditional @ 7.5%
$6,200/mo
You save $1,888/month ($22,654/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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