Laura Jewett

Laura Jewett

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Closed

$575,000

($164,020 down)
FHA

33115 Via Oeste, Lake Elsinore, CA 92530

3
2
1,466 sqft
PITI Monthly
$3,242.2 /mo

Listing courtesy of: Sandra Argumedo, Samuel Douglas RE Group Inc

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,781 /mo
$2,804 /mo

What's Special

SPACIOUS
FIREPLACE
SEPARATE SHOWER
PATIO
SOLAR PANELS

This exquisite home is ready for you to move right in! The seller has implemented thoughtful upgrades throughout. The roof was replaced and solar panels and backup battery-providing 24 hours of power, were installed in 2015, fully paid off. Additionally, a new air conditioning unit and furnace have been installed within the last five years, along with newer low-flow toilets. The home features a well-designed floor plan, with the option to remove a wall between the living room and family room, creating a spacious grand room. The kitchen benefits from ample natural light and offers lovely views of the pool and backyard, enhanced by large skylights in both the kitchen and bathrooms. The master bedroom includes a versatile area that can serve as an office or dressing space, complete with a fireplace. The master bathroom is well-appointed with dual sinks, a separate shower and tub, and two closets—one being a walk-in and the other with mirrored sliding doors. The backyard is an entertainer's dream, featuring a covered patio and an in-ground gas line for BBQs. The pool and Jacuzzi have been recently updated with pebble stone finishes, along with a new heater, pump, and filters, all completed within the last two years.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$3,242.2/mo
Estimated Loan Balance
$412,047
Cash to close
$164,020
Interest Paid
$43,713

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency
  • Heating: Central, Solar
Features
  • Materials: CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom, PrimaryBedroom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Pebble, Private, SolarHeat

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • CopperPlumbing
  • Roof: SpanishTile
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $392.22
  • Tax Annual Amount: $
  • On Market Date: 2024-10-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $164,020 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $164,020!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$410,980
Your Cash$164,020
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,781/mo
Traditional @ 7.5%
$2,908/mo
You save $127/month ($1,523/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24207829

Listing From:

Last updated: 2024-12-05T05:14:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,781 /mo
$2,804 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,020 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $164,020!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$410,980
Your Cash$164,020
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,781/mo
Traditional @ 7.5%
$2,908/mo
You save $127/month ($1,523/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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