Laura Jewett

Laura Jewett

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Pending

$379,900

($351,211 down)
VA

3306 Oxford Lane NW, Rochester, MN 55901

4
2
2,290 sqft
PITI Monthly
$744.26 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

2.6%
7.15%

Principal & Interest

$260 /mo
$352 /mo

What's Special

SERENE
PARK-LIKE SETTING
DINING
SPACIOUS
FIREPLACE
DECK
PATIO
MATURE TREES
COZY

Welcome to this beautifully maintained 4-5 bedroom home and experience the perfect blend of comfort, quality, and charm. The spacious kitchen features solid surface countertops, providing plenty of prep space for cooking and entertaining. The expansive living & dining room flow seamlessly, with patio doors that open onto a maintenance-free deck—ideal for morning coffee or evening gatherings. The lower-level walkout family room offers a cozy retreat with a gas fireplace and patio doors leading to a covered patio. Outdoors, the fenced backyard is truly magical—a park-like setting with mature trees, vibrant flowers, and meticulous landscaping that creates a serene and inviting atmosphere. For garage enthusiasts, the heated and insulated three-car garage provides ample space for vehicles, storage, or a workshop.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.6
Remaining Loan Term
10 years, 5 months
Monthly PITI
$744.26/mo
Estimated Loan Balance
$38,712
Cash to close
$351,211
Interest Paid
$4,032

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lincolnshire 5th Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $165.9
  • Tax Annual Amount: $4006
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $351,211 (92%)
You can enter any amount below - secondary financing will cover the difference if needed.
92%
$

You cover the entire equity of $351,211!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.6% Sellers Rate
$28,689
Your Cash:$351,211
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 2.6%
$260/mo
Traditional @ 7.5%
$360/mo
You save $100/month ($1,194/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6682856

Listing From: northstar

Last updated: 2025-03-26T20:25:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.6%
7.15%

Principal & Interest

$260 /mo
$352 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $351,211 (92%)
You can enter any amount below - secondary financing will cover the difference if needed.
92%
$

You cover the entire equity of $351,211!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.6% Sellers Rate
$28,689
Your Cash:$351,211
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 2.6%
$260/mo
Traditional @ 7.5%
$360/mo
You save $100/month ($1,194/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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