Laura Jewett

Laura Jewett

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Closed

$425,000

($167,811 down)
FHA

3302 Sextant Drive, Atwater, CA 95301

4
3
2,087 sqft
PITI Monthly
$2,183 /mo

Listing courtesy of: Monica Franks, Homesmart PV & Assoc., Merced

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,386 /mo
$1,945 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
BREAKFAST NOOK
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB

Embrace the opportunity to revive this diamond in the rough, 4-bedroom, 3-bath home with your own personal touches! Situated on a corner lot in one of Atwater's favorite neighborhoods and just down the street from the esteemed Peggy Heller Elementary School and a mile from restaurants and shopping makes it the perfect location! This property is ripe for rejuvenation and perfect for buyers seeking a home at a value that they can invest sweat equity at their own pace, while tailoring to their own preferences. Imagine the original mauve carpet replaced with your preferred flooring. This spacious floor plan includes family room, living room/dining area, Kitchen with breakfast nook and dining bar, 1 bedroom and full bath downstairs, indoor laundry closet, 3 bedrooms and 2 full baths upstairs and skylights too! The expansive master suite includes an ensuite bathroom equipped with a relaxing soaking tub, a standalone shower, and a huge walk-in closet. Outside, from the fish pond out front to the pool in back, offers a fantastic starting point for creating everything from quiet enjoyment to loud, fun and fond memories made with family and friends in your own private outdoor retreat. This is a rare opportunity to breathe new life into a home that can reflect your style, while taking advantage of a location known for its community atmosphere and excellent schools. Offered at a value that accommodates your investment in renovations, this property invites you to secure a home and enhance it into something truly special. Check with your lender or mine regarding an FHA 203k Rehab Loan to finance some "fixing funds" and start making plans to bring your dream home to life!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$2,183/mo
Estimated Loan Balance
$314,563
Cash to close
$167,811
Interest Paid
$63,866

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Atwater

Financial Details

  • Price per Sqft: $203.64
  • Tax Annual Amount: $5312.5
  • On Market Date: 2025-01-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $167,811 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $167,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$257,189
Your Cash$167,811
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,386/mo
Traditional @ 7.5%
$2,017/mo
You save $631/month ($7,572/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25017461

Listing From:

Last updated: 2025-03-11T06:54:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,386 /mo
$1,945 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,811 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $167,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$257,189
Your Cash$167,811
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,386/mo
Traditional @ 7.5%
$2,017/mo
You save $631/month ($7,572/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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