Laura Jewett

Laura Jewett

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$640,000

($61,644 down)
VA

32 Abrigo, Rancho Santa Margarita, CA 92688

2
2
943 sqft
PITI Monthly
$4,138.17 /mo

Listing courtesy of: Elizabeth Do, Keller Williams Realty

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,305 /mo
$4,056 /mo

What's Special

SHOPPING
VAULTED CEILINGS
DECK
CHARMING

This charming upper-level end-unit condo is your ideal sanctuary! Step inside to discover a beautifully upgraded 2-bedroom, 2-bathroom home. The heart of the condo is the chef's kitchen, a culinary delight featuring exquisite quartz countertops, sleek stainless-steel appliances, contemporary lighting, and a stunning mosaic glass tile backsplash that adds a touch of elegance. The living room, with its soaring vaulted ceilings, creates a warm and inviting space. Step out onto the peaceful deck just off the living room, which serves as the perfect spot for enjoying your morning coffee or sunsets. For added convenience, this condo includes an in-unit laundry area and an attached stairway leading to a single-car garage. You'll also benefit from an additional detached carport. Plus, there are no Mello Roos fees to worry about. Perfectly situated near shopping, a variety of restaurants, and scenic hiking trails, this home offers a vibrant lifestyle with easy access to all that the wonderful community and RSM amenities have to offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$4,138.17/mo
Estimated Loan Balance
$580,702
Cash to close
$61,644
Interest Paid
$77,000

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Los Portillos (LSP)
  • Features: Suburban
HOA
  • Has HOA: Yes
  • HOA Name: Powerstone
  • HOA Amenities: Unknown
  • HOA Fee: $465
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Santa Margarita

Financial Details

  • Price per Sqft: $678.69
  • Tax Annual Amount: $8000
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $61,644 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $61,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$578,356
Your Cash$61,644
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,305/mo
Traditional @ 7.5%
$4,207/mo
You save $902/month ($10,826/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25056548

Listing From:

Last updated: 2025-04-03T18:23:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$3,305 /mo
$4,056 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,644 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $61,644!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$578,356
Your Cash$61,644
Total Purchase Price:$640,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$3,305/mo
Traditional @ 7.5%
$4,207/mo
You save $902/month ($10,826/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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