Laura Jewett

Laura Jewett

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$499,900

($95,995 down)
FHA

32989 Pepper Dr, Lake Elsinore, CA 92530

3
2
968 sqft
PITI Monthly
$3,627.03 /mo

Listing courtesy of: Arturo Aguilar, Realty Masters & Associates, I

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,651 /mo
$2,752 /mo

What's Special

LOCATION
SERENE
SHOPPING
DINING
SPACIOUS
MODERN
CHARMING

Welcome to this charming 2-bedroom, 2-bathroom home, offering the perfect blend of comfort, convenience, and lakeside living. Located within a vibrant community, this home provides exclusive access to the lake, where you can easily park your boat or enjoy the serene surroundings of nearby parks. The bright, open-concept living space flows effortlessly into a modern kitchen with sleek tile floors, ideal for cooking and entertaining. The spacious primary bedroom includes an en-suite bath, while the second bedroom and additional full bath provide plenty of space for family or guests. Upstairs, a versatile room awaits, perfect for an office or guest retreat. A two-car garage adds practical storage, while the home’s prime location keeps you close to shopping, dining, and recreational activities. This property is an ideal choice for those seeking a relaxing yet connected lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$3,627.03/mo
Estimated Loan Balance
$404,272
Cash to close
$95,995
Interest Paid
$27,495

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Lake
HOA
  • Has HOA: No
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $516.43
  • Tax Annual Amount: $6248.75
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $95,995 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $95,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$403,905
Your Cash$95,995
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,651/mo
Traditional @ 7.5%
$2,753/mo
You save $102/month ($1,222/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25025606

Listing From:

Last updated: 2025-02-05T14:37:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,651 /mo
$2,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,995 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $95,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$403,905
Your Cash$95,995
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,651/mo
Traditional @ 7.5%
$2,753/mo
You save $102/month ($1,222/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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