Laura Jewett

Laura Jewett

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Under Contract

$649,990

($267,131 down)
FHA

3285 E LAFAYETTE Avenue, Gilbert, AZ 85298

5
4
2,529 sqft
PITI Monthly
$2,756.15 /mo

Listing courtesy of: Alexandria Brescia, Real Broker

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,142 /mo
$2,701 /mo

What's Special

GREAT CURB APPEAL
SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
LANDSCAPED
COMMUNITY POOL
CLUBHOUSE
CHARMING

Home, sweet home! BRAND NEW ROOF AND EXTERIOR PAINT MARCH 2025! Welcome to this tastefully updated 5 bedroom, 4 bathroom home nestled in the highly sought-after Golf Community of Seville. Great curb appeal, a no-fuss desert landscape, 2 car garage, and extended driveway are just the beginning. The main floor boasts 2 bedrooms and 2 bathrooms, one of which has a private en-suite bathroom and attached bonus room (perfect for a teen room or next-gen living). Discover spacious living area with stylish wood-look flooring, tall ceilings, dazzling light fixtures, neutral palette, and a fireplace to keep you warm during the winter months. The eat-in kitchen is comprised of white cabinetry with crown moulding, a pantry, quartz counters, subway tile backsplash, SS appliances, and an island complete with a breakfast bar. Upstairs, you'll find a loft and 3 more spacious bedrooms, including the primary suite with a large walk-in closet, and private en-suite bathroom, equipped with dual vanity sinks and a separate tub/shower. Step outside to the beautifully landscaped backyard, ALMOST NEW pool, a covered patio, seating area with a charming gazebo, offering plenty of room for outdoor activities or simply relaxing in the tranquil surroundings. Living in Seville means access to world-class amenities, including a scenic golf course, optional membership to Seville Country Club - including a community pool, clubhouse access (with tons of additional amenities), all within a vibrant and friendly neighborhood. Shopping, Dining, Schools all nearby!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,756.15/mo
Estimated Loan Balance
$384,504
Cash to close
$267,131
Interest Paid
$55,249

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: Seville
  • Features: Community Pool, Golf, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Seville
  • HOA Amenities: Unknown
  • HOA Fee: $618
  • HOA Frequency: $Semi-Annually
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $257.01
  • Tax Annual Amount: $1974
  • On Market Date: 2025-03-02T00:20:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $267,131 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $267,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$382,859
Your Cash$267,131
Total Purchase Price:$649,990

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,142/mo
Traditional @ 7.5%
$2,801/mo
You save $660/month ($7,917/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828768

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T20:03:23.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,142 /mo
$2,701 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $267,131 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $267,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$382,859
Your Cash$267,131
Total Purchase Price:$649,990

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,142/mo
Traditional @ 7.5%
$2,801/mo
You save $660/month ($7,917/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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