Laura Jewett

Laura Jewett

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Closed

$649,999

($408,515 down)
VA

3273 Ivy Court, Lake Elsinore, CA 92530

4
3
2,090 sqft
PITI Monthly
$1,351.76 /mo

Listing courtesy of: Rory Ellis, Real Estate Places

Assumed Rate

2.22%
7.15%

Principal & Interest

$1,185 /mo
$1,953 /mo

What's Special

REMODELED
FRESH PAINT
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
SPRINKLER SYSTEM
MOUNTAIN VIEWS
CUL-DE-SAC

Welcome to this stunning 2-story pool home in the desirable Elsinore Terrace community of Lake Elsinore! This impeccably upgraded and maintained 4-bedroom, 3-bathroom home, complete with a downstairs office, spans approximately 2,090 square feet of thoughtfully designed living space. This beautifully upgraded cul-de-sac home offers stunning Ortega Mountain views and exceptional privacy with no back neighbors. Step inside to wood flooring throughout (2018), fresh paint, and smart home features including a Ring doorbell, smart locks, and an automated sprinkler system. The gourmet kitchen boasts stainless steel appliances, a walk-in pantry, and a beverage fridge, perfect for entertaining. The luxurious master suite features a shiplap accent wall, custom walk-in closet, and remodeled bath. The backyard oasis includes a pool and spa, BBQ island, gas fire pit, gazebo, and mature fruit trees. With a dedicated office, remodeled baths, and plenty of storage, this home blends style and functionality. Low taxes and HOA-maintained rear slope complete this must-see property!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.22
Remaining Loan Term
20 years, 10 months
Monthly PITI
$1,351.76/mo
Estimated Loan Balance
$249,948
Cash to close
$408,515
Interest Paid
$23,632

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Elsinore Terrace
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $311
  • Tax Annual Amount: $
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $408,515 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $408,515!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.22% Sellers Rate
$241,484
Your Cash:$408,515
Total Purchase Price:$649,999

Assumed vs Traditional Mortgage

Assumed @ 2.22%
$1,185/mo
Traditional @ 7.5%
$2,018/mo
You save $833/month ($10,000/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24186434

Listing From:

Last updated: 2024-12-12T00:38:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.22%
7.15%

Principal & Interest

$1,185 /mo
$1,953 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $408,515 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $408,515!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.22% Sellers Rate
$241,484
Your Cash:$408,515
Total Purchase Price:$649,999

Assumed vs Traditional Mortgage

Assumed @ 2.22%
$1,185/mo
Traditional @ 7.5%
$2,018/mo
You save $833/month ($10,000/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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