Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$450,000

($213,612 down)
FHA

325 Evergreen Street W, Vermillion, MN 55085

5
2
2,092 sqft
PITI Monthly
$1,898.97 /mo

Listing courtesy of: , Minnesota Realty Company

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,293 /mo
$1,856 /mo

What's Special

REMODELED
SPACIOUS

Discover the charm of small-town living with a beautiful view in the quaint City of Vermillion. With a total of five bedrooms, two bathrooms and a wide open upper level floor plan. The upstairs bathroom was fully remodeled from top to bottom in 2020. New kitchen refrigerator, gas burning stove and microwave in 2020. Landscaping was finished in both the front and backyard (2022 &2023). Gutters and leaf guards were installed in 2023. Both doors leading into the foyer along with front lower level windows were installed in 2020 and sliding glass door in 2023. Water softener and water tank were brand new in 2020. Come enjoy the almost 1,200 sq ft four stall finished and heated garage. Don't miss out on this unique opportunity to own a spacious home in the heart of Vermillion. Schedule a showing today to see all that this property has to offer! ***New Furnace to be installed in the next 2 weeks!***

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.88
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,898.97/mo
Estimated Loan Balance
$237,964
Cash to close
$213,612
Interest Paid
$72,693

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Block, Brick/Stone, Other, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Block, Brick/Stone, Other, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Country Green
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Vermillion

Financial Details

  • Price per Sqft: $215.11
  • Tax Annual Amount: $3134
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,612 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $213,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$236,388
Your Cash$213,612
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,293/mo
Traditional @ 7.5%
$1,925/mo
You save $632/month ($7,587/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6611788

Listing From: northstar

Last updated: 2024-11-22T16:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,293 /mo
$1,856 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,612 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $213,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$236,388
Your Cash$213,612
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,293/mo
Traditional @ 7.5%
$1,925/mo
You save $632/month ($7,587/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.