Laura Jewett

Laura Jewett

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$725,000

($115,144 down)
VA

32593 Cumulus Lane, Winchester, CA 92596

4
3
2,239 sqft
PITI Monthly
$4,880.71 /mo

Listing courtesy of: Adam Sparks, Realty Masters & Associates, I

Assumed Rate

6.6%
7.15%

Principal & Interest

$3,909 /mo
$4,134 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
GAME ROOM
LANDSCAPED

Welcome to 32593 Cumulus Lane, a thoughtfully designed home featuring an open-concept layout, an infrared fireplace heater to warm you up, a whole house water filtration system, soaring 9-foot ceilings, and stunning flooring that enhances its bright and inviting ambiance. Upon entry, a wide and luxurious hallway welcomes you, leading to a private downstairs bedroom/office with a closet and ceiling fan—perfect for guests or a workspace. Across the hall, you'll find a full bathroom for added convenience. The expansive great room is ideal for gatherings or relaxing movie nights and seamlessly connects to the chef’s kitchen, which boasts white cabinetry, sleek granite countertops, stainless steel Whirlpool appliances, a built-in microwave, a pantry closet with shelving, and a spacious island with seating. Upstairs, a large open loft serves as the heart of the second floor, offering a versatile space for a movie/game room, study area, or family lounge. Surrounding the loft are three spacious bedrooms, along with a convenient upstairs laundry room. The Primary Suite is a true retreat, featuring a grand entry door, recessed lighting, large windows for natural light that offer a view of hot air balloons, and a spa-inspired en-suite bath. Enjoy a large walk-in shower, dual sinks, and an oversized walk-in closet. Step outside to one of the largest pool-sized backyards in the community—a rare find with no neighbors behind you, ensuring privacy and tranquility. The professionally landscaped front yard is designed for water conservation and curb appeal. Located just minutes from the 15 and 215 freeways, top-rated Temecula schools, renowned wineries, Lake Skinner, shopping, dining, and more! This turn-key home is the perfect blend of style, space, and modern comfort. Don’t miss out—schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.6
Remaining Loan Term
29 years, 8 months
Monthly PITI
$4,880.71/mo
Estimated Loan Balance
$612,045
Cash to close
$115,144
Interest Paid
$13,447

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: SeeRemarks
  • Flooring: Carpet, SeeRemarks

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Slate
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: None
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Slate
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Brisa Homeowners Association
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $323.81
  • Tax Annual Amount: $9062.5
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $115,144 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $115,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.6% Sellers Rate
$609,856
Your Cash$115,144
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 6.6%
$3,909/mo
Traditional @ 7.5%
$4,288/mo
You save $379/month ($4,548/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25050886

Listing From:

Last updated: 2025-03-26T23:33:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.6%
7.15%

Principal & Interest

$3,909 /mo
$4,134 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,144 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $115,144!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.6% Sellers Rate
$609,856
Your Cash$115,144
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 6.6%
$3,909/mo
Traditional @ 7.5%
$4,288/mo
You save $379/month ($4,548/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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