Laura Jewett

Laura Jewett

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Under Contract

$595,000

($94,343 down)
FHA

32404 N MOCKINGBIRD Lane, San Tan Valley, AZ 85143

5
3
2,530 sqft
PITI Monthly
$3,061.72 /mo

Listing courtesy of: Melanie J Scow, Gentry Real Estate

Assumed Rate

4.88%
7.15%

Principal & Interest

$2,652 /mo
$3,382 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
PATIO

Step into luxury with this 5-bedroom, 3-bathroom home. Inside, the open concept Bailey floor plan offers a chef's kitchen with a large island featuring granite countertops, a walk in pantry and gas cooking. All five of the bedrooms feature walk in closets. Enjoy seamless indoor-outdoor living with glass sliding doors from the dining room, living room and primary bedroom that open onto a patio extending the full width of the home. The backyard is a true oasis, boasting a brand new 18' x 33' pool & in-ground spa. The pool features a large Baja step, in-floor cleaning system, and multi-colored LED lighting for a stunning ambiance. Beyond the pool, the spacious yard features a 30' x 30' grass area, mature fruit trees and a cement pad - ideal for creating your own recreational space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.88
Remaining Loan Term
28 years, 11 months
Monthly PITI
$3,061.72/mo
Estimated Loan Balance
$494,487
Cash to close
$94,343
Interest Paid
$26,275

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Diving Pool, Heated, Lap, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: Bella Vista Farms
  • Features: Community Pool Htd
HOA
  • Has HOA: Yes
  • HOA Name: Bella Vista Farms
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $235.18
  • Tax Annual Amount: $168
  • On Market Date: 2025-03-27T04:50:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,343 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $94,343!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$500,657
Your Cash$94,343
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$2,652/mo
Traditional @ 7.5%
$3,508/mo
You save $857/month ($10,280/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6841573

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-30T04:18:49.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.88%
7.15%

Principal & Interest

$2,652 /mo
$3,382 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,343 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $94,343!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.88% Sellers Rate
$500,657
Your Cash$94,343
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 4.88%
$2,652/mo
Traditional @ 7.5%
$3,508/mo
You save $857/month ($10,280/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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