Laura Jewett

Laura Jewett

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Pending

$289,000

($92,388 down)
FHA

323 E Prairie Street, Belle Plaine, MN 56011

4
2
2,021 sqft
PITI Monthly
$1,909.9 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,129 /mo
$1,515 /mo

What's Special

HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
DECK
CHARMING

This charming 1.5 story offers hardwood floors, crown molding and natural light throughout the main level. Large, open kitchen has stainless steel appliances, ceramic tile and breakfast bar. 3 bedrooms up and 1 on the main floor make this home ideal. The finished lower level allows plenty of room to entertain. Spend your summer nights on the large maintenance free deck.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.44
Remaining Loan Term
23 years, 1 months
Monthly PITI
$1,909.9/mo
Estimated Loan Balance
$223,652
Cash to close
$92,388
Interest Paid
$64,735

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Of Belle Plaine
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Belle Plaine

Financial Details

  • Price per Sqft: $143
  • Tax Annual Amount: $5666
  • On Market Date: 2025-01-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $92,388 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $92,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$196,612
Your Cash$92,388
Total Purchase Price:$289,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,129/mo
Traditional @ 7.5%
$1,572/mo
You save $443/month ($5,316/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6645721

Listing From: northstar

Last updated: 2025-03-25T16:33:05.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.44%
7.15%

Principal & Interest

$1,129 /mo
$1,515 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,388 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $92,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$196,612
Your Cash$92,388
Total Purchase Price:$289,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$1,129/mo
Traditional @ 7.5%
$1,572/mo
You save $443/month ($5,316/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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