Laura Jewett

Laura Jewett

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$335,000

($106,247 down)
FHA

323 Fir Street, Cedarpines Park, CA 92322

3
2
1,080 sqft
PITI Monthly
$1,757.45 /mo

Listing courtesy of: GRANT PROCHUT, SAN MORITZ REALTY

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,086 /mo
$1,644 /mo

What's Special

SERENE
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
CHARMING
SOLAR PANELS

Charming 3-Bedroom Home Among the Pines. Nestled on an expansive 11,953 sq. ft. lot, this 3-bedroom, 2-bathroom home offers serene living surrounded by towering pines. The property features ample parking and boasts numerous modern upgrades, including a new roof, new heating and A/C system, new windows, water purification and softener system and laminate flooring, this home is ready for your finishing touches. The spacious primary suite includes its own fireplace, a walk-in closet, and an en-suite bath for ultimate comfort and privacy. This property also includes solar panels and a Tesla Power Wall, providing energy efficiency and setting the stage for further upgrades to make it your dream home. While the home has seen significant updates, it still offers opportunities for customization to suit your personal style. Don't miss the chance to bring your vision to life in this tranquil setting.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,757.45/mo
Estimated Loan Balance
$271,180
Cash to close
$106,247
Interest Paid
$25,125

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: PrimaryBedroom, WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Cabin
  • Architectural Style: Cottage
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1936
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar Pines Park (CEPP)
  • Features: Biking, DogPark, Fishing, Hiking, Hunting, Lake, Mountainous, NearNationalForest, Park, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Cedarpines Park

Financial Details

  • Price per Sqft: $310.19
  • Tax Annual Amount: $4187.5
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $106,247 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $106,247!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$228,753
Your Cash$106,247
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,086/mo
Traditional @ 7.5%
$1,705/mo
You save $619/month ($7,428/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24243390

Listing From:

Last updated: 2025-02-17T17:33:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,086 /mo
$1,644 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,247 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $106,247!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$228,753
Your Cash$106,247
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,086/mo
Traditional @ 7.5%
$1,705/mo
You save $619/month ($7,428/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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