Laura Jewett

Laura Jewett

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Pending

$650,000

($219,180 down)
FHA

3237 Layton Court, Riverside, CA 92503

3
2
1,242 sqft
PITI Monthly
$2,416.48 /mo

Listing courtesy of: Dionne Gutierrez, California Realty Corporation

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,915 /mo
$3,196 /mo

What's Special

LOCATION
OPEN CONCEPT
SHOPPING
SPACIOUS
PATIO
CUL-DE-SAC

Welcome home to this 3 bed 2 bath gem, perfect for the first-time home buyer. You'll love that it is located on a quiet cul-de-sac. Enjoy your new spacious open concept kitchen and living area. It is a great home for anyone who loves to cook or entertain. One of the best features is the lot, it is over 7,000 sq. ft.!! Enjoy the backyard with covered patio and hardscape areas to relax and spend time with friends and family. You will have plenty of room to spread your wings, as both the front and back yards offer possibilities to personalize this home to fit your needs. Great location with convenient access to McKinley St shopping centers, as well as grocery stores, restaurants, parks, churches and schools. Plus, it is very close to the 91 and 15 fwys so it is an excellent option for commuters.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,416.48/mo
Estimated Loan Balance
$431,770
Cash to close
$219,180
Interest Paid
$50,416

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Vinyl
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $523.35
  • Tax Annual Amount: $8125
  • On Market Date: 2025-01-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,180 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $219,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$430,820
Your Cash$219,180
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,915/mo
Traditional @ 7.5%
$3,316/mo
You save $1,401/month ($16,813/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25002103

Listing From:

Last updated: 2025-03-24T23:10:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,915 /mo
$3,196 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,180 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $219,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$430,820
Your Cash$219,180
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,915/mo
Traditional @ 7.5%
$3,316/mo
You save $1,401/month ($16,813/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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