Laura Jewett

Laura Jewett

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Closed

$835,000

($238,620 down)
VA

32331 Clear Springs Drive, Winchester, CA 92596

5
3
2,719 sqft
PITI Monthly
$2,883.32 /mo

Listing courtesy of: Fabiola Gutierrez, Patriot Pacific Financial Corp.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,667 /mo
$4,338 /mo

What's Special

DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
MASTER SUITE

Welcome to your dream home! This beautiful 5-bedroom, 3-bathroom property. This home has everything you need, including a stunning backyard with a pool, perfect for relaxing and entertaining. The open layout features a spacious family room that flows into a modern kitchen with granite countertops and stainless steel appliances. The formal dining room, currently used as a playroom/classroom, adds versatility to the space. A convenient downstairs bedroom and bathroom are ideal for guests. Upstairs, the master suite includes his-and-hers closets and a large en-suite bathroom with a walk-in shower and separate tub. Three additional bedrooms upstairs with plenty of space. Located in the desirable Morning Star Ranch community in French Valley, this 2015 home is within the sought-after Temecula school district. The area gives your access to parks and scenic surroundings. Additional features include a 3-car garage, a large backyard with a pool, play area, and potential RV parking. Don’t miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,883.32/mo
Estimated Loan Balance
$629,525
Cash to close
$238,620
Interest Paid
$65,187

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual, EnergyStarQualifiedEquipment, HighEfficiency
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Morning Star Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $307.1
  • Tax Annual Amount: $
  • On Market Date: 2024-10-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $238,620 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $238,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$596,380
Your Cash$238,620
Total Purchase Price:$835,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,667/mo
Traditional @ 7.5%
$4,500/mo
You save $1,833/month ($22,000/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24209682

Listing From:

Last updated: 2024-12-05T05:10:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,667 /mo
$4,338 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $238,620 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $238,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$596,380
Your Cash$238,620
Total Purchase Price:$835,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,667/mo
Traditional @ 7.5%
$4,500/mo
You save $1,833/month ($22,000/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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