Laura Jewett

Laura Jewett

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Closed

$615,000

($547,569 down)
VA

322 Magdalena Drive, Oceanside, CA 92057

2
1
820 sqft
PITI Monthly
$956.08 /mo

Listing courtesy of: Esdras Cardenas Guerra, Century 21 Masters

Assumed Rate

2.95%
7.15%

Principal & Interest

$789 /mo
$1,121 /mo

What's Special

MINUTES AWAY
PATIO
COZY

Welcome to this beatutiful single story 2-bedroom, 1-bathroom home in Oceanside. Discover and enjoy a harmonious blend of coziness, convenience, and coastal charm just a few minutes away from sun-kissed beaches and the world-famous California sunsets. Be greeted by a welcoming front porch, leading into a living room boasting porcelain flooring that runs throughout the kitchen, hallway, and bathroom. Gaze upon cozy wall colors that create a warm, inviting atmosphere. The kitchen is a delight with white cabinetry, providing a clean and contemporary feel. Both bedrooms are fitted with soft carpeting, ensuring a comfortable and peaceful retreat. The bathroom features a shower bath and a wooden tough with the mirrors and vanity cabinet. Step outside and discover, a fully-fenced backyard complete with a covered patio - perfect off enjoying Oceanside's sunny climate. The yard balances a lush square lawn with low-maintenance rocks, and includes a handy shed for extra storage. The property features a one-car garage and benefits from no Homeowners Association, offering lower monthly costs.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.95
Remaining Loan Term
7 years, 4 months
Monthly PITI
$956.08/mo
Estimated Loan Balance
$100,639
Cash to close
$547,569
Interest Paid
$39,406

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, SeeRemarks

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: TarGravel
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Duplex
  • Architectural Style: Bungalow
Materials
  • Frame, Stucco
  • Roof: TarGravel
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Curbs, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $750
  • Tax Annual Amount: $
  • On Market Date: 2024-07-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $547,569 (89%)
You can enter any amount below - secondary financing will cover the difference if needed.
89%
$

You cover the entire equity of $547,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.95% Sellers Rate
$67,431
Your Cash:$547,569
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 2.95%
$789/mo
Traditional @ 7.5%
$1,154/mo
You save $364/month ($4,371/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24151822

Listing From:

Last updated: 2024-12-05T05:04:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.95%
7.15%

Principal & Interest

$789 /mo
$1,121 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $547,569 (89%)
You can enter any amount below - secondary financing will cover the difference if needed.
89%
$

You cover the entire equity of $547,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.95% Sellers Rate
$67,431
Your Cash:$547,569
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 2.95%
$789/mo
Traditional @ 7.5%
$1,154/mo
You save $364/month ($4,371/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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