Laura Jewett

Laura Jewett

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Pending

$260,000

($55,920 down)
FHA

3229 15th Avenue S, Saint Cloud, MN 56301

3
2
1,576 sqft
PITI Monthly
$1,835.97 /mo

Listing courtesy of: , JPW Realty

Assumed Rate

6.99%
7.15%

Principal & Interest

$1,367 /mo
$1,389 /mo

What's Special

SERENE
SPACIOUS
WALK-IN CLOSET

Discover your dream home with this inviting split-entry design! Enjoy the convenience of having all bedrooms and the laundry on one level. The main suite features a walk-in closet and a walkthrough bathroom. Step outside to a spacious yard complete with a serene pond, perfect for relaxation and outdoor activities. This is a must-see property that you won't want to miss. Schedule your visit today and envision the lifestyle waiting for you here!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 3 months
Monthly PITI
$1,835.97/mo
Estimated Loan Balance
$222,518
Cash to close
$55,920
Interest Paid
$10,745

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Aluminum Siding, Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full, Privacy, Vinyl
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Aluminum Siding, Metal Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cimarron Estates
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $164.97
  • Tax Annual Amount: $2700
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,920 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $55,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$204,080
Your Cash$55,920
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$1,367/mo
Traditional @ 7.5%
$1,441/mo
You save $74/month ($887/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6684750

Listing From: northstar

Last updated: 2025-04-03T13:51:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$1,367 /mo
$1,389 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,920 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $55,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$204,080
Your Cash$55,920
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$1,367/mo
Traditional @ 7.5%
$1,441/mo
You save $74/month ($887/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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