Laura Jewett

Laura Jewett

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Closed

$830,000

($194,397 down)
FHA

32245 Vista Pointe Place, Castaic, CA 91384

4
3
2,717 sqft
PITI Monthly
$3,562.39 /mo

Listing courtesy of: Kathy Watterson, RE/MAX of Santa Clarita

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,855 /mo
$4,675 /mo

What's Special

DINING
SPACIOUS
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
HOME OFFICE
PATIO
BALCONY

Welcome to this expansive 4 bedroom home with a 3-car tandem garage and solar, located in the desirable Northlake community! Not only does this home have plenty of space and potential, it also features a bonus room on the main level which could be converted to a 5th bedroom or a home office, with access to a full bath with a shower/tub. The formal living room boasts vaulted ceilings and plenty of natural light, with beautiful engineered hardwood flooring flowing through the home. The kitchen is spacious with a walk in-pantry, plenty of counter space/storage, stainless steel appliances, under cabinet lighting, a center island, recessed lighting plus easy access to the backyard through the sliding glass doors and a dining area off the kitchen. Stay warm on chilly nights with the beautiful fireplace in the family room, which is surrounded by tasteful custom built-in cabinetry. Upstairs you’ll find a peaceful retreat in the spacious primary bedroom which offers a roomy balcony that overlooks the hillsides and lake. The en-suite bathroom offers dual sinks, a vanity area, a soaking tub with a view, plus a large walk-in closet. Additional bedrooms are generously sized with plenty of natural light and closet space. Convenient laundry room is upstairs. Step outside to a backyard brimming with potential, featuring a covered patio and plenty of space for entertaining or adding a pool. The home also includes a 3-car tandem garage, offering ample storage and parking. Your dream home awaits – offering unmatched views, endless potential, and the perfect blend of style and comfort. Don't miss this rare opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,562.39/mo
Estimated Loan Balance
$646,340
Cash to close
$194,397
Interest Paid
$79,435

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedarpoint@Northlake (CDPT)
  • Features: Curbs, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Northlake
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Castaic

Financial Details

  • Price per Sqft: $305.48
  • Tax Annual Amount: $
  • On Market Date: 2024-09-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $194,397 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $194,397!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$635,603
Your Cash$194,397
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,855/mo
Traditional @ 7.5%
$4,850/mo
You save $1,994/month ($23,931/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24184465

Listing From:

Last updated: 2024-12-10T18:08:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,855 /mo
$4,675 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,397 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $194,397!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$635,603
Your Cash$194,397
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,855/mo
Traditional @ 7.5%
$4,850/mo
You save $1,994/month ($23,931/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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