Laura Jewett

Laura Jewett

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Closed

$290,000

($119,887 down)
FHA

321 Maryland Avenue W, Saint Paul, MN 55117

3
2
1,440 sqft
PITI Monthly
$1,361.18 /mo

Listing courtesy of: , Kris Lindahl Real Estate

Assumed Rate

3.23%
7.15%

Principal & Interest

$810 /mo
$1,260 /mo

What's Special

DINING
RENOVATED
PATIO
AFFORDABLE

How much money do you want to save on OWNING INSTEAD OF RENTING?? Look no further!! 3.5% ASSUMABLE INTEREST RATE MORTGAGE FINANCING AVAILABLE FOR THIS HOME! You'll save THOUSANDS $$$$$ Contact co-listing agent for details. PLUS this home has Old world charm + high end renovations = the best of both worlds! Classic HW floors throughout home. The kitchen is a culinary delight with sleek SS appliances, quartz countertop workspaces and walk in pantry. Main floor laundry, formal living room and dining room and full bathroom complete the first level. Travel upstairs to find 3 ample size bedrooms (2 with walk in closets!) a sitting area and a renovated bathroom with gorgeous tile walk in shower. Every surface of this home has been lovingly maintained and thoughtfully renovated while keeping the original charm! New roof, windows, siding, central air, furnace, SS appliances, quartz countertops -- Extensive list of upgrades including totally renovated kitchen and both bathrooms, created main level laundry, freshly painted throughout, and the addition of a sound system. Large, flat backyard with full privacy fence connects to 2+ car detached garage (garage built in 2018). Paver patio area and ample gardening space. Large storage shed included too! AFFORDABLE HOME OWNERSHIP CAN BE YOURS!! DON'T MISS YOUR CHANCE!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,361.18/mo
Estimated Loan Balance
$181,684
Cash to close
$119,887
Interest Paid
$27,233

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1889
Details
  • Builder:

Community & HOA

Community
  • Subdivision: T B Somers Add To, St P
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $201.39
  • Tax Annual Amount: $3230
  • On Market Date: 2024-07-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,887 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $119,887!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$170,113
Your Cash$119,887
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$810/mo
Traditional @ 7.5%
$1,307/mo
You save $497/month ($5,966/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6564001

Listing From: northstar

Last updated: 2024-09-19T02:06:07.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$810 /mo
$1,260 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,887 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $119,887!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$170,113
Your Cash$119,887
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$810/mo
Traditional @ 7.5%
$1,307/mo
You save $497/month ($5,966/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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