Laura Jewett

Laura Jewett

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Closed

$645,000

($265,380 down)
VA

32144 Pony Tracks Court, Winchester, CA 92596

4
3
2,203 sqft
PITI Monthly
$2,662.27 /mo

Listing courtesy of: Pauline Woelky, United One Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,819 /mo
$2,829 /mo

What's Special

SPACIOUS
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CUL-DE-SAC
SOLAR PANELS

Welcome to this stunning 2020 Lennar home, nestled on a peaceful cul-de-sac in Winchester! This beautifully designed residence offers 4 bedrooms, including a convenient downstairs bedroom with a full bathroom—perfect for guests or multi-generational living. The spacious kitchen is a chef’s dream, featuring granite countertops, stainless steel appliances, and a large island with breakfast bar seating. It opens seamlessly to the inviting family room, creating a perfect space for entertaining. Gorgeous luxury vinyl flooring flows throughout the downstairs, complemented by upgraded plantation shutters throughout the home that provide style and function. Natural light fills the home, enhancing its warm and welcoming atmosphere. Upstairs, you’ll find three additional bedrooms and a versatile loft, which can easily be converted into a fifth bedroom. The primary suite is a true retreat, complete with two walk-in closets and an en-suite bathroom. All bedrooms feature ceiling fans for added comfort, and the secondary bedrooms share a third bathroom conveniently located nearby. The laundry room is a standout with abundant storage, while the backyard offers a private oasis with low-maintenance artificial turf, garden beds, and the potential for RV parking. The south-facing orientation ensures afternoon shade, perfect for relaxing outdoors. This home also boasts a 3-car garage and a larger driveway, providing plenty of parking and storage space. Additional upgrades include a whole-house fan, a tankless water heater, and solar panels for energy efficiency. Situated in a rapidly growing area of Winchester, this home is impeccably maintained and ready for you to enjoy. Don’t miss the opportunity to own this nearly new gem—schedule your tour today! *some photos have been enhanced with sunset

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,662.27/mo
Estimated Loan Balance
$383,572
Cash to close
$265,380
Interest Paid
$61,153

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $292.78
  • Tax Annual Amount: $8062.5
  • On Market Date: 2024-12-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $265,380 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $265,380!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$379,620
Your Cash$265,380
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,819/mo
Traditional @ 7.5%
$2,935/mo
You save $1,116/month ($13,396/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24242561

Listing From:

Last updated: 2025-02-02T23:42:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,819 /mo
$2,829 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,380 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $265,380!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$379,620
Your Cash$265,380
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,819/mo
Traditional @ 7.5%
$2,935/mo
You save $1,116/month ($13,396/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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