Laura Jewett

Laura Jewett

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Closed

$352,800

($113,876 down)
VA

32132 Spinel Road, Lucerne Valley, CA 92356

3
2
1,344 sqft
PITI Monthly
$1,530.27 /mo

Listing courtesy of: John Joyner, High Country Real Estate

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,380 /mo
$1,658 /mo

What's Special

DINING
FENCED YARD

View home in the Gem Tract! Built in 2005, This 3 bedroom 2 bath home sits nearly at the top of the tract offering excellent views of the valley, mountains and buttes. Large open family room, dining area with a large galley style kitchen with attached pantry/laundry room. Master bedroom suite. All 3 bedrooms offer mirrored closet doors. Laminate flooring, fresh interior paint throughout. Dual pane windows. 2 car attached garage. A/C just serviced! About 10 years on the roof according to the seller. Large partially fenced yard. Easy landscaping. BONUS attached separate extra lot with an installed water meter also partially fenced! Your new property would extend street to street! Total of 1.248 Acres!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.41
Remaining Loan Term
27 years, 6 months
Monthly PITI
$1,530.27/mo
Estimated Loan Balance
$239,225
Cash to close
$113,876
Interest Paid
$32,649

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Rural
HOA
  • Has HOA: No
Location
  • Region: Lucerne Valley

Financial Details

  • Price per Sqft: $262.5
  • Tax Annual Amount: $
  • On Market Date: 2024-07-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,876 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $113,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$238,924
Your Cash$113,876
Total Purchase Price:$352,800

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,380/mo
Traditional @ 7.5%
$1,720/mo
You save $340/month ($4,079/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24152313

Listing From:

Last updated: 2024-09-17T20:55:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$1,380 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,876 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $113,876!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$238,924
Your Cash$113,876
Total Purchase Price:$352,800

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$1,380/mo
Traditional @ 7.5%
$1,720/mo
You save $340/month ($4,079/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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