Laura Jewett

Laura Jewett

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Closed

$291,700

($53,256 down)
FHA

320 Pleasant Ridge Drive, Sauk Rapids, MN 56379

4
2
2,200 sqft
PITI Monthly
$2,080.32 /mo

Listing courtesy of: , Haller Realty Inc.

Assumed Rate

6.5%
7.15%

Principal & Interest

$1,513 /mo
$1,616 /mo

What's Special

DINING
MOVE-IN READY
DECK
PATIO

Come and take a look at this Beautiful Sauk Rapids home a few blocks from Pleasantview Elementary School. Numerous updates to this move-in ready home which include on the exterior asphalt shingles in October of 2021, vinyl siding in May of 2022, rain gutters and aluminum exterior trim, facia and soffit. As you walk to the front door of the house you will enjoy the front porch with a sitting area that has also been updated. Fully vinyl fenced in back yard (two gate accesses) nice sized deck and cemented patio with a roof, Great for entertaining and grilling. Interior updates include newer vinyl double pained windows (that you can clean from the inside), newer carpet (main and lower level) and newer kitchen/dining flooring. Paint has been updated as well. A newer furnace and air conditioner as well along with other updates. The fully insulated and heated finished two car garage features updated lighting. You will not find a better maintained, sound, solid move in ready home to enjoy:-)

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$2,080.32/mo
Estimated Loan Balance
$239,316
Cash to close
$53,256
Interest Paid
$7,760

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Block, Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Vinyl
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Block, Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pleasant Ridge Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sauk Rapids

Financial Details

  • Price per Sqft: $132.59
  • Tax Annual Amount: $2978
  • On Market Date: 2025-01-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $53,256 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $53,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$238,444
Your Cash$53,256
Total Purchase Price:$291,700

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$1,513/mo
Traditional @ 7.5%
$1,617/mo
You save $104/month ($1,250/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6648700

Listing From: northstar

Last updated: 2025-03-07T22:58:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.5%
7.15%

Principal & Interest

$1,513 /mo
$1,616 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,256 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $53,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.5% Sellers Rate
$238,444
Your Cash$53,256
Total Purchase Price:$291,700

Assumed vs Traditional Mortgage

Assumed @ 6.5%
$1,513/mo
Traditional @ 7.5%
$1,617/mo
You save $104/month ($1,250/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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