Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$375,000

($91,668 down)
FHA

320 11th Avenue NE, Lonsdale, MN 55046

3
3
1,819 sqft
PITI Monthly
$1,965.72 /mo

Listing courtesy of: , Re/Max Advantage Plus

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,273 /mo
$2,089 /mo

What's Special

LARGE CENTER ISLAND
SERENE
DINING
MODERN
DECK
COZY

Welcome home! Enjoy the convenient main floor laundry, half bath off the kitchen for guests and a large storage room in the lower level. The primary suite boasts an oversized closet with a full bathroom available for your privacy. The open-concept main floor is designed for comfort, with inviting natural light, a modern kitchen, and a cozy family room—perfect for both relaxing and entertaining. The kitchen provides a large center island with a breakfast bar. The walk in pantry is an organizers dream, while the endless counter space is perfect for hosting. Walk out from the dining room onto your deck overlooking your own fenced in backyard. Nestled on a 0.23-acre lot with a two-car attached garage, this home provides a peaceful retreat with easy access to nearby schools and community amenities. Ideal for those seeking elegance and modern convenience in a serene neighborhood. Lender credit of $2,000 if buyer uses seller’s preferred lender.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,965.72/mo
Estimated Loan Balance
$285,151
Cash to close
$91,668
Interest Paid
$32,605

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding, Wood Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Harvest Pond 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Lonsdale

Financial Details

  • Price per Sqft: $206.16
  • Tax Annual Amount: $3888
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,668 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $91,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$283,332
Your Cash$91,668
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,273/mo
Traditional @ 7.5%
$2,167/mo
You save $894/month ($10,733/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6659460

Listing From: northstar

Last updated: 2025-02-10T18:10:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,273 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,668 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $91,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$283,332
Your Cash$91,668
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,273/mo
Traditional @ 7.5%
$2,167/mo
You save $894/month ($10,733/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.