Laura Jewett

Laura Jewett

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$290,000

($52,341 down)
FHA

319 Elm Street S, Sauk Centre, MN 56378

4
2
2,349 sqft
PITI Monthly
$2,201.82 /mo

Listing courtesy of: , Counselor Realty Inc of Alex

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,604 /mo
$1,645 /mo

What's Special

DINING

Own a piece of Sauk Centre's history with this well maintained 2 story home, with a formal dining room and living room, plus it has a family room and separate eating area off the kitchen. Loads of room in this home for entertaining family and friends, where you can show the original banister and trim on the main floor including 2 sets of pocket doors. Vinyl siding updated in 2022, shingles updated in 2021. Newer kitchen cabinets, counters, flooring, water heater, water softener and even a garage heater in 2020. You will love MN summers in your wrap around porch or grilling in the backyard.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$2,201.82/mo
Estimated Loan Balance
$238,131
Cash to close
$52,341
Interest Paid
$38,752

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Townsite Of Sauk Centre
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sauk Centre

Financial Details

  • Price per Sqft: $123.46
  • Tax Annual Amount: $3300
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,341 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $52,341!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$237,659
Your Cash$52,341
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,604/mo
Traditional @ 7.5%
$1,707/mo
You save $102/month ($1,227/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6683394

Listing From: northstar

Last updated: 2025-03-25T15:37:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$1,604 /mo
$1,645 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,341 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $52,341!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$237,659
Your Cash$52,341
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$1,604/mo
Traditional @ 7.5%
$1,707/mo
You save $102/month ($1,227/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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