Laura Jewett

Laura Jewett

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$150,000

($15,477 down)
VA

318 3rd Street SE, Pipestone, MN 56164

4
2
1,478 sqft
PITI Monthly
$1,146.74 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

7.44%
7.15%

Principal & Interest

$945 /mo
$918 /mo

What's Special

DINING
SPACIOUS
MODERN
HOME OFFICE
PATIO
PRIVATE BACKYARD
CHARMING

Welcome home to this delightful 2-story gem, offering 4 bedrooms and 2 bathrooms with a perfect mix of charm and modern updates. Step inside to find a welcoming main floor featuring an eat-in kitchen, a spacious living room, a versatile dining/den area with a closet, a main-floor bedroom, and a convenient ¾ bath. Upstairs, you’ll discover three additional bedrooms and a full bath, creating plenty of space for family, guests, or a home office. Over the past few years, this home has been thoughtfully updated to enhance both style and functionality. The main level boasts durable vinyl plank and laminate flooring, while the upper level features fresh carpeting for added comfort. The interior and exterior have been refreshed with new paint, and the breezeway has been improved with updated flooring, a couple of new windows, and doors leading to the backyard patio, home, and garage. For extra peace of mind, a sheetrock firewall and steel door were added to the garage. The 24x24 garage has also been resided with LP Smart Siding, and a partial composite privacy fence was installed on the east side of the home for a touch of added seclusion. Enjoy a quiet morning on the charming front porch or unwind in the private backyard, perfect for relaxing or entertaining. Additional features include basement laundry, a central air unit, and convenient alley access. This home is ready for its next chapter—schedule a showing today and see all it has to offer! Virtual staging shows the many great options for this home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$1,146.74/mo
Estimated Loan Balance
$135,172
Cash to close
$15,477
Interest Paid
$12,570

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Engineered Wood, Fiber Board
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Composite, Partial, Privacy
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Engineered Wood, Fiber Board
  • Roof: Asphalt
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Nichols Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Pipestone

Financial Details

  • Price per Sqft: $101.49
  • Tax Annual Amount: $625
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $15,477 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $15,477!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$134,523
Your Cash$15,477
Total Purchase Price:$150,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$945/mo
Traditional @ 7.5%
$952/mo
You save $7/month ($89/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6639879

Listing From: northstar

Last updated: 2025-01-31T15:37:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$945 /mo
$918 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $15,477 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $15,477!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$134,523
Your Cash$15,477
Total Purchase Price:$150,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$945/mo
Traditional @ 7.5%
$952/mo
You save $7/month ($89/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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