Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$294,900

($143,038 down)
FHA

317 Cedar Street, Somerset, WI 54025

3
1
1,472 sqft
PITI Monthly
$1,196 /mo

Listing courtesy of: , RE/MAX Results Inc

Assumed Rate

2.81%
7.15%

Principal & Interest

$687 /mo
$1,127 /mo

What's Special

LOCATION
SPACIOUS
DECK
CONVENIENT LOCATION

What a great place to start! This lovely 3 bedroom, 1 bath split entry home offers a spacious back yard with large deck and stairs down to the privacy fenced back yard. Offers a newly finished 3rd bedroom and family room downstairs, with additional room for expansion. Close to schools, downtown and access to commuting makes this a convenient location while on a quiet street to enjoy peace & serenity in your own back yard. 15x24 unfinished space for room to expand, along with a spacious roughed-in bathroom in the lower level. Deck's been recently redone, 8x8 storage shed added, garage is insulated, water heater's only 1 year old, has NW Communications for cable & internet with fiber optic being installed in near future. 8 lilac bushes that not only brighten up the back yard, but increases privacy. Many perennials in the landscaping making a beautiful first impression. 15' dia. above ground pool could be included.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,196/mo
Estimated Loan Balance
$153,178
Cash to close
$143,038
Interest Paid
$17,946

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy, Wood
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ACORN ACRES
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Somerset

Financial Details

  • Price per Sqft: $200.34
  • Tax Annual Amount: $2895
  • On Market Date: 2025-03-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,038 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $143,038!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$151,862
Your Cash$143,038
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$687/mo
Traditional @ 7.5%
$1,169/mo
You save $483/month ($5,790/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6689361

Listing From: northstar

Last updated: 2025-03-26T03:10:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$687 /mo
$1,127 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,038 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $143,038!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$151,862
Your Cash$143,038
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$687/mo
Traditional @ 7.5%
$1,169/mo
You save $483/month ($5,790/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.