Laura Jewett

Laura Jewett

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Closed

$339,000

($187,981 down)
FHA

31712 Date Garden Drive, Thousand Palms, CA 92276

3
2
1,208 sqft
PITI Monthly
$1,487.66 /mo

Listing courtesy of: Imani Jackson, Realty One Group United

Assumed Rate

3.69%
7.15%

Principal & Interest

$853 /mo
$1,253 /mo

What's Special

INVESTORS
SHOPPING
SPACIOUS
MOVE-IN READY
HOME OFFICE
PATIO
CUL-DE-SAC
CHARMING
RENTAL INCOME

Don’t miss this fantastic opportunity to own a charming 3-bedroom, 2-bathroom home located on a quiet cul-de-sac in Thousand Palms. Situated on an oversized lot, this property boasts a huge front and backyard, perfect for outdoor living, gardening, or future upgrades. The home is move-in ready, featuring a great kitchen, a lovely patio for relaxation, and ceiling fans in every room for added comfort. A separate guest house/casita is also included (permit status unknown), offering extra space for guests, a home office, or potential rental income. Conveniently located just minutes the I-10 Freeway, Agua Caliente Casino, and shopping centers, this home offers both peace and easy access to everything you need. With its spacious layout and incredible potential, this home is perfect for families, investors, or anyone looking for a property with room to grow. Priced to sell—don’t wait, it won’t last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 1 months
Monthly PITI
$1,487.66/mo
Estimated Loan Balance
$153,327
Cash to close
$187,981
Interest Paid
$55,558

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition, Shingle
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Mountainous
HOA
  • Has HOA: No
Location
  • Region: Thousand Palms

Financial Details

  • Price per Sqft: $280.63
  • Tax Annual Amount: $4237.5
  • On Market Date: 2025-01-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $187,981 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $187,981!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$151,019
Your Cash:$187,981
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$853/mo
Traditional @ 7.5%
$1,300/mo
You save $447/month ($5,364/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24250537

Listing From:

Last updated: 2025-03-17T19:46:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$853 /mo
$1,253 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,981 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $187,981!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$151,019
Your Cash:$187,981
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$853/mo
Traditional @ 7.5%
$1,300/mo
You save $447/month ($5,364/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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