Laura Jewett

Laura Jewett

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Active

$899,900

($623,865 down)
FHA

31615 Leon Road, Winchester, CA 92596

4
2
1,954 sqft
PITI Monthly
$1,657.66 /mo

Listing courtesy of: Saundra Stormer-Simm, First Team Real Estate

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,229 /mo
$2,018 /mo

What's Special

DINING
SPACIOUS
PATIO

This is your opportunity! 5.37 ACRES usable land! Zoned RR and A-1-5 for light agriculture! Undeveloped horse property. So many opportunities! Views all around! The home has 4 bedrooms, 2 bathrooms with 1954 SF of living space. Indoor laundry/mud room. Large living area with vaulted ceiling. Spacious kitchen with Island and walk in pantry. Lots of counter space and a separate dining area for those large gatherings! The primary bedroom is on the opposite side of the home from the other bedrooms. Upgraded vanity with dual sinks and new mirrors. Home is on a 433A permanent foundation. Lots of added hardscaping around the home with cement slab patios that are quite deep and covered with allumawood patio structures. Large cover patio up to the front door. Separate Garage/workshop on cement slab with two very tall roll up doors. According to Riverside County you can put an ADU and a additional home on the property, however, please confirm this with the County. Land a very small slope to back of property. Development is coming all around and this is your chance to own land! Septic and Well certs are done! Here’s your chance to grab this property!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,657.66/mo
Estimated Loan Balance
$277,197
Cash to close
$623,865
Interest Paid
$32,134

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $460.54
  • Tax Annual Amount: $11248.8
  • On Market Date: 2024-08-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $623,865 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $623,865!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$276,035
Your Cash:$623,865
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,229/mo
Traditional @ 7.5%
$2,093/mo
You save $864/month ($10,368/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24160443

Listing From:

Last updated: 2025-03-13T15:03:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,229 /mo
$2,018 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $623,865 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $623,865!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$276,035
Your Cash:$623,865
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,229/mo
Traditional @ 7.5%
$2,093/mo
You save $864/month ($10,368/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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