Laura Jewett

Laura Jewett

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Closed

$661,000

($186,372 down)
FHA

31600 Fox Grape Drive, Winchester, CA 92596

4
3
2,835 sqft
PITI Monthly
$3,663.06 /mo

Listing courtesy of: Penny Jeffery, Best Realty Partners

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,154 /mo
$3,264 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
COZY

New listing in the booming city of Winchester, CA! In the French Valley! This highly sought-after one-story home features 4 bedrooms and 3 bathrooms. Enjoy a fantastic open floor plan with the kitchen flowing seamlessly into the family room. The kitchen offers granite countertops, gas cooktop, stainless steel appliances, breakfast bar and large Island for gatherings. The cozy fireplace adds comfort and charm to the family room. There is also a separate formal dining room and living room for more formal gatherings. The house boasts High Ceilings, luxury wood-like floors, stainless steel appliances, and ample cabinet space. With 12-foot high ceilings, the space feels expansive and welcoming. Primary bedroom is large and has Sliding glass doors to the backyard. The Primary bathroom offers a oversized soaking tub with separate shower and dual sinks. The Long large walk-in closet offers plenty of storage. There are two bedrooms that share a Jack and Jill bathroom with dual sinks. There is one Bedroom that offers a private ensuite bath. The home includes a 3-car tandem garage, block walls, and newer water heater and thermostats. SOLAR is paid off! Schools, shopping, restaurants, wineries and entertainment nearby. Bring your paintbrush and make this one-story house your home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$3,663.06/mo
Estimated Loan Balance
$475,086
Cash to close
$186,372
Interest Paid
$73,196

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, SeeRemarks, WholeHouseFan
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Whispering Heights
  • HOA Amenities: Unknown
  • HOA Fee: $28
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $233.16
  • Tax Annual Amount: $
  • On Market Date: 2024-07-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $186,372 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $186,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$474,628
Your Cash$186,372
Total Purchase Price:$661,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,154/mo
Traditional @ 7.5%
$3,386/mo
You save $232/month ($2,784/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24144328

Listing From:

Last updated: 2024-10-01T00:40:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,154 /mo
$3,264 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,372 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $186,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$474,628
Your Cash$186,372
Total Purchase Price:$661,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,154/mo
Traditional @ 7.5%
$3,386/mo
You save $232/month ($2,784/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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