Laura Jewett

Laura Jewett

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$425,000

($222,083 down)
FHA

31527 N SUNDOWN Drive N, San Tan Valley, AZ 85143

4
3
2,337 sqft
PITI Monthly
$1,448.44 /mo

Listing courtesy of: Morgan McDougall, My Home Group Real Estate

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,041 /mo
$1,443 /mo

What's Special

SPACIOUS

Welcome to this well-maintained home with key updates! This spacious 4-bedroom, 3-bathroom home features an open and functional layout with a loft and a convenient downstairs bedroom & full bathroom. Beautifully designed eat-in kitchen with a breakfast bar, granite counters, and ample maple cabinetry. Tile flooring in all the right places. Recent updates include new appliances, Newer AC units (Less than 5 years old), and a brand-new water heater (Nov 2024)! Relax in your backyard featuring a sparkling pool with no neighbors behind you - your very own peaceful retreat!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 2 months
Monthly PITI
$1,448.44/mo
Estimated Loan Balance
$203,251
Cash to close
$222,083
Interest Paid
$24,641

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: RANCHO BELLA VISTA UNIT 2
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Bella Vista
  • HOA Amenities: Unknown
  • HOA Fee: $219
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $181.86
  • Tax Annual Amount: $1271
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $222,083 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $222,083!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$202,917
Your Cash:$222,083
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,041/mo
Traditional @ 7.5%
$1,497/mo
You save $456/month ($5,470/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6835647

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T03:27:37.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,041 /mo
$1,443 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $222,083 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $222,083!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$202,917
Your Cash:$222,083
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,041/mo
Traditional @ 7.5%
$1,497/mo
You save $456/month ($5,470/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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