Laura Jewett

Laura Jewett

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$320,000

($130,166 down)
FHA

31515 Carnelian Road, Lucerne Valley, CA 92356

3
2
1,728 sqft
PITI Monthly
$1,566.78 /mo

Listing courtesy of: Brandon Mourton, Keller Williams High Desert

Assumed Rate

3.47%
7.15%

Principal & Interest

$936 /mo
$1,413 /mo

What's Special

SPACIOUS
CHARMING

Discover your dream home nestled on 5 acres of pristine land, offering spectacular views and a peaceful living experience. This charming 3-bedroom, 2-bathroom residence spans 1,728 square feet, perfect for anyone seeking a homestead, farm, or ranch lifestyle. Enjoy the spacious kitchen, ideal for family gatherings and entertaining. Recent updates include new carpet in several rooms, enhancing the home’s comfort and appeal. The property also features a two-car detached garage, providing ample storage and workspace. Located just a short drive from Big Bear and surrounding resort towns, this hidden gem combines seclusion with convenient access to recreational activities. Don’t miss this incredible opportunity to own a slice of paradise!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,566.78/mo
Estimated Loan Balance
$191,370
Cash to close
$130,166
Interest Paid
$34,494

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Lucerne Valley

Financial Details

  • Price per Sqft: $185.19
  • Tax Annual Amount: $4000
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,166 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $130,166!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$189,834
Your Cash$130,166
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$936/mo
Traditional @ 7.5%
$1,465/mo
You save $530/month ($6,355/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD24204848

Listing From:

Last updated: 2024-10-11T17:02:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$936 /mo
$1,413 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,166 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $130,166!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$189,834
Your Cash$130,166
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$936/mo
Traditional @ 7.5%
$1,465/mo
You save $530/month ($6,355/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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