Laura Jewett

Laura Jewett

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Pending

$525,000

($282,326 down)
FHA

31400 Whispering Palms Trail, Cathedral City, CA 92234

4
2
1,822 sqft
PITI Monthly
$1,990.91 /mo

Listing courtesy of: Miguel Briones, HomeSmart Professionals

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,088 /mo
$1,803 /mo

What's Special

SHOPPING
DINING
SPACIOUS
HOME OFFICE
CHARMING
NO HOA

Welcome to 31400 Whispering Palms Trail, a charming single-family residence nestled in the heart of Cathedral City, CA. Built in 2003, this well-maintained home offers 1,822 square feet of comfortable living space, featuring 4 spacious bedrooms and 2 full bathrooms. NO HOA!!!!!!As you enter, you'll be greeted by an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an inviting atmosphere perfect for both relaxation and entertaining. The kitchen has ample counter space, and a convenient layout that will inspire your inner chef.The generously sized master bedroom provides a private retreat, complete with an en-suite bathroom for added convenience. Three additional bedrooms offer flexibility for family, guests, or a home office setup.Situated on a 6,969 square foot lot, the property presents a spacious backyard with endless potential for outdoor activities, gardening, or even the addition of a pool. The attached two-car garage ensures ample parking and storage space.Located in a desirable neighborhood, 31400 Whispering Palms Trail is in close proximity to local schools, shopping centers, dining options, and recreational facilities. With easy access to major highways, commuting to nearby cities is a breeze.Don't miss the opportunity to make this delightful house your new home. Schedule a viewing today and experience all has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,990.91/mo
Estimated Loan Balance
$246,904
Cash to close
$282,326
Interest Paid
$28,533

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Upper Outpost
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Cathedral City

Financial Details

  • Price per Sqft: $288.14
  • Tax Annual Amount: $6562.5
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $282,326 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $282,326!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$242,674
Your Cash:$282,326
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,088/mo
Traditional @ 7.5%
$1,870/mo
You save $782/month ($9,381/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219125559PS

Listing From:

Last updated: 2025-03-15T18:05:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,088 /mo
$1,803 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $282,326 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $282,326!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$242,674
Your Cash:$282,326
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,088/mo
Traditional @ 7.5%
$1,870/mo
You save $782/month ($9,381/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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