Laura Jewett

Laura Jewett

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Pending

$349,000

($127,803 down)
VA

31378 Hemlock Drive, Cannon Falls, MN 55009

4
2
1,616 sqft
PITI Monthly
$1,437.71 /mo

Listing courtesy of: , Cannon Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,014 /mo
$1,609 /mo

What's Special

STAINLESS STEEL APPLIANCES
PATIO

Beautiful and well maintained 4 bedroom, 2 bath home - move in ready! This home has a newer roof, siding, stonework and gutters and is located on a .47 acre lot! Kitchen has stainless steel appliances and has a patio door leading to a great paver patio area in the backyard - perfect for entertaining! Upper level also has a living room, 2 bedrooms and a full bath. Lower level has a nice family room, 2 bedrooms, 3/4 bath, laundry/utility room with entrance to the heated 2 car 22 x 22 garage! There is a 10 x 10 shed to house your lawn mower and toys! Close to town and easy access to Highway 52 for commuters! Must see to appreciate all this home has to offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,437.71/mo
Estimated Loan Balance
$222,530
Cash to close
$127,803
Interest Paid
$27,006

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar Hills Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cannon Falls

Financial Details

  • Price per Sqft: $215.97
  • Tax Annual Amount: $3280
  • On Market Date: 2024-09-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,803 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $127,803!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$221,197
Your Cash$127,803
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,014/mo
Traditional @ 7.5%
$1,668/mo
You save $654/month ($7,849/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6607022

Listing From: northstar

Last updated: 2025-03-22T15:24:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,014 /mo
$1,609 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,803 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $127,803!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$221,197
Your Cash$127,803
Total Purchase Price:$349,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,014/mo
Traditional @ 7.5%
$1,668/mo
You save $654/month ($7,849/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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