Laura Jewett

Laura Jewett

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Closed

$525,000

($197,840 down)
FHA

31373 Ruth Lane, Homeland, CA 92548

3
2
1,864 sqft
PITI Monthly
$1,935.37 /mo

Listing courtesy of: Jennifer Pacheco, Coldwell Banker Assoc.Brks-CL

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,515 /mo
$2,421 /mo

What's Special

REMODELED
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
FENCED YARD
COZY

HUGE price reduction!!!!!! Welcome to 31373 Ruth Lane, Homeland - a stunning property that perfectly blends modern living with country charm! Nestled on 2.27 acres, this updated single-story home is ideal for those seeking space, privacy, and panoramic views of the valley and rolling hills. Step inside to discover a remodeled kitchen featuring granite countertops, stainless steel appliances, and a stylish subway tile backsplash. The home boasts sleek wood laminate flooring, carpet in the primary bedroom and living room, and a cozy fireplace that serves as the focal point of the living space. The primary suite offers a walk-in closet and a beautifully upgraded en-suite bathroom with double sinks, granite counters, and a stylish barn door. Outside, the expansive covered patio with a built-in bar top counter is perfect for entertaining or simply enjoying peaceful evenings. With fresh exterior paint and a new roof, this home is move-in ready. The established gravel driveway leads to a detached 2-car garage, perfect for storing all your toys or serving as a workshop. Plus, a storage shed and fenced yard add even more convenience. Looking for plenty of elbow room? Bring all your toys! Tons of parking, including RV hookups with a dump station, 220 and 30 amp plugs, makes it ideal for inviting family and friends out for fun. Whether you’re dreaming of adding another structure, putting in a pool, or accommodating horses, the possibilities are endless! Don’t miss this opportunity to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,935.37/mo
Estimated Loan Balance
$328,537
Cash to close
$197,840
Interest Paid
$47,211

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills
HOA
  • Has HOA: No
Location
  • Region: Homeland

Financial Details

  • Price per Sqft: $281.65
  • Tax Annual Amount: $
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $197,840 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $197,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$327,160
Your Cash$197,840
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,515/mo
Traditional @ 7.5%
$2,511/mo
You save $996/month ($11,952/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24194957

Listing From:

Last updated: 2025-01-14T00:53:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,515 /mo
$2,421 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $197,840 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $197,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$327,160
Your Cash$197,840
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,515/mo
Traditional @ 7.5%
$2,511/mo
You save $996/month ($11,952/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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