Laura Jewett

Laura Jewett

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Closed

$1,195,000

($568,510 down)
VA

3132 Morning Way, La Jolla, CA 92037

2
3
1,443 sqft
PITI Monthly
$3,361.48 /mo

Listing courtesy of: Clinton Selfridge, Pacific Sotheby's Int'l Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$3,145 /mo
$4,660 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
PATIO
PUBLIC TRANSPORTATION
EFFICIENT

Stunning, Fully Remodeled Townhome in La Jolla's Exclusive Cambridge Community. Experience modern living at its finest in this beautifully remodeled, light-filled townhome nestled in this sought-after community. This spacious home boasts soaring high ceilings and an open layout, creating an airy ambiance throughout. The gourmet kitchen is a chef’s dream, featuring custom cabinetry, premium appliances, a built-in wine/beverage fridge, and a sleek design that makes both everyday cooking and entertaining a breeze. Step through elegant French doors from the expansive living room into your own private, enclosed patio—a perfect retreat for relaxing or dining al fresco. With an attached two-car garage and abundant storage, this home combines luxury and practicality. Enjoy energy-efficient living with LED lighting (mostly dimmable) throughout, high-end TOTO toilets, and a brand-new BOSCH dishwasher. The home also includes a Samsung refrigerator, GE stove, and microwave, and is prepped for reverse osmosis at the kitchen sink. A Nest system and alarm are already installed, providing both convenience and peace of mind. Perfectly located, you’re just moments away from world-class shopping, UCSD, major freeways, and public transportation. This is La Jolla living at its best—don’t miss out on this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$3,361.48/mo
Estimated Loan Balance
$631,472
Cash to close
$568,510
Interest Paid
$118,867

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Electric
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Jolla
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Cambridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $530.2
  • HOA Frequency: $Monthly
Location
  • Region: La Jolla

Financial Details

  • Price per Sqft: $828.14
  • Tax Annual Amount: $
  • On Market Date: 2024-10-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $568,510 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $568,510!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$626,490
Your Cash$568,510
Total Purchase Price:$1,195,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$3,145/mo
Traditional @ 7.5%
$4,834/mo
You save $1,689/month ($20,271/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240023986SD

Listing From:

Last updated: 2025-01-14T01:23:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$3,145 /mo
$4,660 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $568,510 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $568,510!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$626,490
Your Cash$568,510
Total Purchase Price:$1,195,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$3,145/mo
Traditional @ 7.5%
$4,834/mo
You save $1,689/month ($20,271/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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