Laura Jewett

Laura Jewett

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Closed

$649,500

($199,620 down)
FHA

31322 Castaic Oaks Lane, Castaic, CA 91384

3
3
1,522 sqft
PITI Monthly
$2,534.77 /mo

Listing courtesy of: Rowena Su-Buensuceso, Pinnacle Estate Properties

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,021 /mo
$3,309 /mo

What's Special

ENTERTAINMENT

OPEN HOUSE CANCELLED. Welcome to this well maintained condominium with no attached walls in a quiet area of Castaic. The home affords 3 bedrooms 2.5 baths. The downstairs open floor plan welcomes you to a perfect area for entertaining family and friends. The open kitchen with breakfast bar has ample cabinetry with quartz countertop and stainless appliances. Also located on the first level is a guest half bath. With the exception of the entry which has tile flooring, the rest of the unit has laminate flooring throughout. Upstairs, you will find the master bedroom with en-suite bath with double sinks and a full size shower. The two secondary bedrooms are serviced by a full bath. There is also a loft area for your office space. There is a small yard that could be used for outside entertainment. Additionally, there is a direct access 2 car garage. The community offers a pool and spa. HOA is only $175 per month. Easy freeway access.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,534.77/mo
Estimated Loan Balance
$451,794
Cash to close
$199,620
Interest Paid
$56,224

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Drywall, Concrete, Stucco
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Castaic Oaks (CSTO)
  • Features: Suburban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Castaic Oaks
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Castaic

Financial Details

  • Price per Sqft: $426.74
  • Tax Annual Amount: $
  • On Market Date: 2024-06-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $199,620 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $199,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$449,880
Your Cash$199,620
Total Purchase Price:$649,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,021/mo
Traditional @ 7.5%
$3,433/mo
You save $1,412/month ($16,938/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24122904

Listing From:

Last updated: 2024-12-05T03:42:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,021 /mo
$3,309 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,620 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $199,620!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$449,880
Your Cash$199,620
Total Purchase Price:$649,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,021/mo
Traditional @ 7.5%
$3,433/mo
You save $1,412/month ($16,938/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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