Laura Jewett

Laura Jewett

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Closed

$589,000

($230,162 down)
VA

31308 Cristal Court, Winchester, CA 92596

3
2
1,322 sqft
PITI Monthly
$1,924.28 /mo

Listing courtesy of: Torrey Grimes, Keller Williams Realty San Diego North Inland

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,758 /mo
$2,660 /mo

What's Special

SHOPPING
DINING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
CUL-DE-SAC
CHARMING
COZY

Welcome to this charming single-story home, nestled in the heart of the Dutch Village community in Winchester. This delightful residence, with its 3 cozy bedrooms and 2 full bathrooms, is a perfect fit for anyone seeking comfort and relaxation. Situated on a large corner lot on a peaceful cul-de-sac street, this home offers an abundance of space and privacy. The kitchen, a dream come true for any home cook, features gleaming granite countertops, stainless steel appliances, and beautiful cabinets. The home also includes an indoor laundry room and a 2-car attached garage, adding to its convenience. With low taxes and a very low HOA fee of only $12 per month, this home is a smart investment. Located close to local shopping, dining, and schools, this lovely home offers both comfort and convenience. Whether you’re a first-time homebuyer, looking to downsize, or anything in between, this home is ready to welcome you. Don’t miss out on the opportunity to make this home your own, where every detail is a testament to quality and craftsmanship.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,924.28/mo
Estimated Loan Balance
$360,284
Cash to close
$230,162
Interest Paid
$63,557

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Dutch Village Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $12
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $445.54
  • Tax Annual Amount: $
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $230,162 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $230,162!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$358,838
Your Cash$230,162
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,758/mo
Traditional @ 7.5%
$2,759/mo
You save $1,002/month ($12,020/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24142224

Listing From:

Last updated: 2024-10-16T12:40:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,758 /mo
$2,660 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,162 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $230,162!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$358,838
Your Cash$230,162
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,758/mo
Traditional @ 7.5%
$2,759/mo
You save $1,002/month ($12,020/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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