Laura Jewett

Laura Jewett

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Closed

$195,000

($61,448 down)
FHA

312 Main Street, Wiggins, CO 80654

2
1
700 sqft
PITI Monthly
$1,105.81 /mo

Listing courtesy of: Mandy Weichel, Colorado Land Co. LLC

Assumed Rate

4.53%
7.15%

Principal & Interest

$763 /mo
$1,013 /mo

What's Special

MATURE TREES
CHARMING

Welcome to 312 Main Street in Wiggins, Colorado, a wonderful opportunity to own a charming home with an additional lot to the north, offering possibilities for expansion, investment, or outdoor enjoyment.This home has an updated kitchen, a lot of windows for the size of the home! Situated on a large lot, the property provides an expansive backyard with mature trees and plenty of room for outdoor activities. The additional lot to the north is included in the sale, providing even more space for future development, gardening, or creating the ultimate outdoor oasis. Whether you're looking to build an extra garage, workshop, or even another home, this extra lot opens up numerous possibilities.Located in the heart of Wiggins, this property offers easy access to local shops, schools, parks, and restaurants, making it a convenient spot to call home. With the added benefit of the extra lot, this property provides the perfect combination of small-town living and investment potential.Don't miss out on this unique opportunity at 312 Main Street! With so much space and potential, this property is truly a gem in Wiggins. Call today to schedule your private showing and explore all that this home and additional lot have to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 5 months
Monthly PITI
$1,105.81/mo
Estimated Loan Balance
$140,770
Cash to close
$61,448
Interest Paid
$42,220

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Wall Furnace
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Neal Minor
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Wiggins

Financial Details

  • Price per Sqft: $278.57
  • Tax Annual Amount: $1040
  • On Market Date: 2024-09-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $61,448 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $61,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$133,552
Your Cash$61,448
Total Purchase Price:$195,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$763/mo
Traditional @ 7.5%
$1,051/mo
You save $288/month ($3,459/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1018844

Listing From: recolorado

Last updated: 2024-12-02T17:51:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$763 /mo
$1,013 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,448 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $61,448!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$133,552
Your Cash$61,448
Total Purchase Price:$195,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$763/mo
Traditional @ 7.5%
$1,051/mo
You save $288/month ($3,459/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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