Laura Jewett

Laura Jewett

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$346,000

($8,504 down)
FHA

3123 W HOLLY Street, Phoenix, AZ 85009

3
2
1,435 sqft
PITI Monthly
$2,332.41 /mo

Listing courtesy of: Josiah Samuel Oakes, Keller Williams Realty Elite

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,888 /mo
$2,381 /mo

What's Special

LOCATION
OPEN CONCEPT
DINING
SPACIOUS
PATIO
CONVENIENT LOCATION
NO HOA

This NO HOA, 3 bed 2 bath home welcomes you upgraded features like upgraded lighting, ceiling fans, neutral tile throughout and updated bathrooms. The kitchen features custom cabinetry, quartz countertops, gas stove, stainless steel range hood and open concept with living/dining area. Spacious master bedroom includes step-in shower and a private back yard exit. The backyard features a private block fence and a large patio that provides plentiful space for gardening and entertaining. You will love the extended driveway, two storage structures, and RV gate. Home is in a convenient location just a few minutes from the i-10 freeway.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,332.41/mo
Estimated Loan Balance
$338,464
Cash to close
$8,504
Interest Paid
$48,702

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Composition
Condition
  • Year Built: 1949
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: NORTHWEST HOMESITES 2 BLKS 15-19
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $241.11
  • Tax Annual Amount: $537
  • On Market Date: 2025-02-13T16:40:20.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $8,504 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $8,504!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$337,496
Your Cash$8,504
Total Purchase Price:$346,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,888/mo
Traditional @ 7.5%
$2,470/mo
You save $582/month ($6,979/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6820033

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-21T04:39:38.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,888 /mo
$2,381 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $8,504 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $8,504!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$337,496
Your Cash$8,504
Total Purchase Price:$346,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,888/mo
Traditional @ 7.5%
$2,470/mo
You save $582/month ($6,979/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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