Laura Jewett

Laura Jewett

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$685,000

($102,676 down)
FHA

31219 Florence Road, Conifer, CO 80433

3
2
1,728 sqft
PITI Monthly
$4,494.37 /mo

Listing courtesy of: Kelly O'Dell, 1858 Real Estate

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,700 /mo
$4,020 /mo

What's Special

STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
CHARMING
COZY

Have you been searching for the perfect blend of peaceful mountain living and easy access to city amenities and ski resorts? This charming Conifer mountain home in Kings Valley offers exactly that! This beautiful home is a quick 40 minute commute to downtown Denver and an hour to DIA. Situated on a flat, manageable lot this home features community water and sewer, paved roads, and high-speed internet access. The three-bedroom, two-bathroom layout offers multiple living spaces and the south-facing orientation, vaulted ceilings, and all above-grade layout ensure abundant natural light. The updated kitchen hosts solid stone countertops and stainless steel appliances. Two separate living areas are home to cozy wood-burning fireplaces. The back patio is the perfect spot for hosting guests and relaxing. Step outside your door to enjoy hiking, biking, fishing, snowshoeing, sledding, and wildlife sightings. The clean mountain air creates vibrant rainbows by day and a vast canvas of stars by night. Savor your morning coffee while watching deer stroll through your backyard. This mountain home offers the peace and natural beauty you have been dreaming of with the convenience you need.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$4,494.37/mo
Estimated Loan Balance
$583,561
Cash to close
$102,676
Interest Paid
$68,484

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Wood Stove
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Architecural Shingle
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kings Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Conifer

Financial Details

  • Price per Sqft: $396.41
  • Tax Annual Amount: $4260
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,676 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $102,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$582,324
Your Cash$102,676
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,700/mo
Traditional @ 7.5%
$4,170/mo
You save $470/month ($5,643/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8827352

Listing From: recolorado

Last updated: 2025-03-22T20:05:39.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,700 /mo
$4,020 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,676 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $102,676!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$582,324
Your Cash$102,676
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,700/mo
Traditional @ 7.5%
$4,170/mo
You save $470/month ($5,643/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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