Laura Jewett

Laura Jewett

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Pending

$460,000

($222,142 down)
FHA

3117 E Lingard Street, Lancaster, CA 93535

3
2
1,537 sqft
PITI Monthly
$1,898.38 /mo

Listing courtesy of: MICHAEL ABOELSAD, COLONIAL REAL ESTATE

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,057 /mo
$1,765 /mo

What's Special

SPACIOUS
MODERN

Discover Your Dream Home Awaits! Step into this stunning single-story sanctuary featuring spacious RV access and a massive backyard oasis! With an open floor plan boasting 3 beautiful bedrooms and 2 modern bathrooms, this home is designed for both comfort and style. Perfect for family gatherings or peaceful relaxation. Don’t just take our word for it—come see it for yourself and fall in love with your future home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,898.38/mo
Estimated Loan Balance
$332,654
Cash to close
$222,142
Interest Paid
$27,306

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Brick
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Urban
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $299.28
  • Tax Annual Amount: $5750
  • On Market Date: 2025-01-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $222,142 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $222,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$237,858
Your Cash$222,142
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,057/mo
Traditional @ 7.5%
$1,831/mo
You save $774/month ($9,282/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25013004

Listing From:

Last updated: 2025-03-19T17:47:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,057 /mo
$1,765 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $222,142 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $222,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$237,858
Your Cash$222,142
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,057/mo
Traditional @ 7.5%
$1,831/mo
You save $774/month ($9,282/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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