Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$629,000

($75,532 down)
FHA

31170 Thomas Lane, Fort Bragg, CA 95437

3
2
2,019 sqft
PITI Monthly
$4,883.53 /mo

Listing courtesy of: Kelley Urbani, Engel & Voelkers San Francisco, Mendocino Branch

Assumed Rate

6.92%
7.15%

Principal & Interest

$3,668 /mo
$3,754 /mo

What's Special

SERENE
DINING
SPACIOUS
VAULTED CEILINGS
SOAKING TUB
DECK
MATURE TREES
EFFICIENT

Welcome to your new haven of comfort and style! This exquisite 3 bedroom, 2 bathroom home offers 2019 square feet of contemporary living space designed for your convenience and privacy. Experience the elegance of an open floor plan accentuated by vaulted ceilings and an abundance of natural light flowing through every aspect of the home. The large kitchen seamlessly integrates with the spacious dining and living areas, making it perfect for entertaining or family gatherings. Unwind in the primary bedroom, which features a private deck and a luxurious soaking tub for ultimate relaxation and viewing natures incredible backdrop of mature trees. Additional upgrades include new lighting fixtures and a newly paved driveway, plus a landing ready for building a garage or ADU. Stay worry-free with a whole house Generac generator and efficient on-demand water heater. This home truly provides a serene escape without sacrificing accessibility. Don't miss this opportunity--schedule a viewing today to experience this beautiful property firsthand!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$4,883.53/mo
Estimated Loan Balance
$554,412
Cash to close
$75,532
Interest Paid
$25,566

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central, Propane, WoodStove
Features
  • Materials: CementSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Traditional
Materials
  • CementSiding
  • Roof: Composition
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, HorseTrails, Hunting, NearNationalForest, PreservePublicLand, Rural
HOA
  • Has HOA: No
Location
  • Region: Fort Bragg

Financial Details

  • Price per Sqft: $311.54
  • Tax Annual Amount: $7862.5
  • On Market Date: 2025-01-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,532 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $75,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$553,468
Your Cash$75,532
Total Purchase Price:$629,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$3,668/mo
Traditional @ 7.5%
$3,755/mo
You save $87/month ($1,044/year)

*Secondary financing rates are an estimated value based on input

MLS ID: C1-10869

Listing From:

Last updated: 2025-02-24T20:32:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$3,668 /mo
$3,754 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,532 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $75,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$553,468
Your Cash$75,532
Total Purchase Price:$629,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$3,668/mo
Traditional @ 7.5%
$3,755/mo
You save $87/month ($1,044/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.