Laura Jewett

Laura Jewett

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$450,000

($398,321 down)
FHA

3115 Harriet Avenue, Minneapolis, MN 55408

3
2
1,760 sqft
PITI Monthly
$1,276.59 /mo

Listing courtesy of: , Fazendin REALTORS

Assumed Rate

5.5%
7.15%

Principal & Interest

$433 /mo
$515 /mo

What's Special

LOCATION
MODERN
RENOVATED
HARDWOOD FLOORS
DECK

This home beautifully blends old-world charm with modern updates, offering a fantastic location near lakes and Uptown for both relaxation and recreation. The property boasts a fully updated kitchen, two renovated bathrooms, and new siding that gives it a refreshed look. A newly built garage adds convenience and additional storage space. The main level includes a practical laundry room, while hardwood floors run throughout the home, adding warmth and character. Outside, you'll find a fenced backyard with low-maintenance decking, perfect for outdoor living, as well as a delightful front porch that also features the same durable decking, offering a welcoming space to relax.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
14 years, 4 months
Monthly PITI
$1,276.59/mo
Estimated Loan Balance
$51,874
Cash to close
$398,321
Interest Paid
$56,629

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Engineered Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Engineered Wood
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1894
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Motor Line Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Minneapolis

Financial Details

  • Price per Sqft: $255.68
  • Tax Annual Amount: $7671
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $398,321 (89%)
You can enter any amount below - secondary financing will cover the difference if needed.
89%
$

You cover the entire equity of $398,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$51,679
Your Cash:$398,321
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$433/mo
Traditional @ 7.5%
$535/mo
You save $101/month ($1,216/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6676454

Listing From: northstar

Last updated: 2025-03-30T02:21:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$433 /mo
$515 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $398,321 (89%)
You can enter any amount below - secondary financing will cover the difference if needed.
89%
$

You cover the entire equity of $398,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$51,679
Your Cash:$398,321
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$433/mo
Traditional @ 7.5%
$535/mo
You save $101/month ($1,216/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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