Laura Jewett

Laura Jewett

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Under Contract

$250,000

($132,012 down)
FHA

3113 W ROYAL PALM Road, Phoenix, AZ 85051

3
3
1,600 sqft
PITI Monthly
$963.84 /mo

Listing courtesy of: Gerica M Rayas, Century 21 Northwest

Assumed Rate

4.55%
7.15%

Principal & Interest

$681 /mo
$902 /mo

What's Special

LOCATION
SHOPPING
DINING
WALK-IN CLOSET
PATIO
CONVENIENT LOCATION
CHARMING
COZY

Welcome to Northern Manor! This charming 3-bedroom townhome features a cozy living room with a soothing palette and soft carpeting underfoot. The kitchen comes with crisp white shaker cabinetry, built-in appliances, and a pantry for storing culinary essentials. Have a good night's sleep in the cozy main bedroom, complete with built-in shelves, a make-up vanity, a private bathroom, and a walk-in closet for an organized wardrobe. Spend quiet moments in the backyard, which includes a paver patio perfect for dining al fresco. Community amenities include walking paths, a refreshing pool, and a convenient location close to bus stops, restaurants, and shopping. This value won't disappoint!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 6 months
Monthly PITI
$963.84/mo
Estimated Loan Balance
$118,682
Cash to close
$132,012
Interest Paid
$37,304

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Painted, Stucco, Block
  • Roof: Built-Up
Condition
  • Year Built: 1979
Details
  • Builder: Hallcraft Homes

Community & HOA

Community
  • Subdivision: NORTHERN MANOR UNIT 2 AMD
  • Features: Community Pool, Near Bus Stop, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Northern Manor II
  • HOA Amenities: Unknown
  • HOA Fee: $286.3
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $156.25
  • Tax Annual Amount: $464
  • On Market Date: 2025-03-25T22:10:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,012 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $132,012!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$117,988
Your Cash:$132,012
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$681/mo
Traditional @ 7.5%
$936/mo
You save $255/month ($3,059/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6840806

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T14:42:53.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$681 /mo
$902 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,012 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $132,012!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$117,988
Your Cash:$132,012
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$681/mo
Traditional @ 7.5%
$936/mo
You save $255/month ($3,059/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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