Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$880,000

($431,120 down)
FHA

3112 W 186th Street, Torrance, CA 90504

2
1
1,008 sqft
PITI Monthly
$4,056.83 /mo

Listing courtesy of: Felipe Cruz, Nations Realty Services

Assumed Rate

3.71%
7.15%

Principal & Interest

$2,534 /mo
$3,714 /mo

What's Special

REMODELED
SHOPPING
MODERN
CHARMING
COZY
EFFICIENT

Welcome to your dream home! Nestled in an award-winning school district and conveniently located near freeways and shopping centers, this charming property offers the perfect blend of comfort and accessibility. Step inside to discover a thoughtfully updated interior featuring laminate flooring throughout and stylish recessed lighting that adds a modern touch. The two cozy bedrooms provide a peaceful retreat, while the beautifully remodeled bathroom showcases contemporary design and functionality. The heart of the home is the kitchen, where sleek quartz countertops elevate the space, making it ideal for both everyday living and entertaining. A separate laundry room adds convenience, while the mini split in the living room ensures year-round comfort with efficient heating and cooling. Outside, you'll find a detached two-car garage and a generously sized yard, perfect for hosting barbecues or simply enjoying the sunshine. This property is truly a gem—don’t miss the opportunity to make it yours! Schedule your private showing today and experience all it has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.71
Remaining Loan Term
21 years, 5 months
Monthly PITI
$4,056.83/mo
Estimated Loan Balance
$502,051
Cash to close
$431,120
Interest Paid
$160,026

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: SeeRemarks, WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Urban
HOA
  • Has HOA: No
Location
  • Region: Torrance

Financial Details

  • Price per Sqft: $873.02
  • Tax Annual Amount: $11000
  • On Market Date: 2025-03-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $431,120 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $431,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$448,880
Your Cash$431,120
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$2,534/mo
Traditional @ 7.5%
$3,852/mo
You save $1,318/month ($15,818/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25063056

Listing From:

Last updated: 2025-03-27T13:58:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.71%
7.15%

Principal & Interest

$2,534 /mo
$3,714 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $431,120 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $431,120!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$448,880
Your Cash$431,120
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$2,534/mo
Traditional @ 7.5%
$3,852/mo
You save $1,318/month ($15,818/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.