Laura Jewett

Laura Jewett

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Pending

$799,990

($192,245 down)
VA

31125 Ruidosa Street, Temecula, CA 92592

4
3
2,292 sqft
PITI Monthly
$3,804.1 /mo

Listing courtesy of: Sebastian Winfield, LPT Realty, Inc

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,754 /mo
$4,498 /mo

What's Special

DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
PATIO
PRIVATE BACKYARD
FAMILY-FRIENDLY
NO HOA

**NO HOA, LOW TAX** Welcome to 31125 Ruidosa Street, a beautifully maintained single-story, single-family home nestled in a highly desirable South Temecula neighborhood. This spacious home offers 4 bedrooms, 3 bathrooms, and just under 2,300 square feet of living space. A perfect combination of comfort, style, and convenience, this home features modern upgrades, a beautiful backyard oasis with breathtaking mountain and golf course views. Inside, the bright, airy living space boasts vaulted ceilings, large windows, and an open-concept design that seamlessly connects the living, dining, and kitchen areas. The versatile office space can easily be used as a smaller 5th bedroom, ideal for growing families or guests. The chef-inspired kitchen features stainless steel appliances, matching cabinetry, granite countertops, and a spacious center island. Bathrooms have been tastefully updated with a bustling family in mind. The spacious primary suite offers a peaceful retreat, with an en-suite bathroom featuring dual sinks and a large walk-in closet, luxurious soaking tub and a large walk-in shower. Step outside into your own private backyard paradise, complete with a covered patio and lush landscaping. Enjoy the mountain and golf course views while taking in the beauty of your surroundings. A gate in the back fence provides direct access to walking and hiking trails, offering the perfect opportunity to explore the outdoors. The home is situated on a large corner lot with the potential to extend beyond the rear fence. Other amenities include matching stainless steel appliances, vinyl fencing, and ample storage throughout. Enjoy peace of mind with a low tax rate, no HOA, and no Mello Roos. Located within the Great Oak High School boundaries, this home is within walking distance to Pechanga and local award-winning schools. Close access to I-15 ensures easy commuting. Nestled in a quiet, family-friendly neighborhood, with nothing behind the backyard but open views and scenic trails—perfect for outdoor enthusiasts! Don’t miss this opportunity to own a beautifully updated home with spectacular views and easy access to everything Temecula has to offer. Schedule your private showing today!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
26 years, 1 months
Monthly PITI
$3,804.1/mo
Estimated Loan Balance
$610,358
Cash to close
$192,245
Interest Paid
$71,219

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, Park, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $349.04
  • Tax Annual Amount: $9999.88
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $192,245 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $192,245!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$607,745
Your Cash$192,245
Total Purchase Price:$799,990

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,754/mo
Traditional @ 7.5%
$4,666/mo
You save $1,912/month ($22,938/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25047344

Listing From:

Last updated: 2025-03-12T15:16:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,754 /mo
$4,498 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $192,245 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $192,245!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$607,745
Your Cash$192,245
Total Purchase Price:$799,990

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,754/mo
Traditional @ 7.5%
$4,666/mo
You save $1,912/month ($22,938/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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