Laura Jewett

Laura Jewett

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$349,999

($33,481 down)
FHA

31076 Terand Avenue, Homeland, CA 92548

4
2
2,640 sqft
PITI Monthly
$2,217.96 /mo

Listing courtesy of: Edward Rodarte, PAK HOME REALTY

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,460 /mo
$2,321 /mo

What's Special

INVESTORS
LOCATION
OPEN CONCEPT
SPACIOUS
MODERN
INVESTMENT OPPORTUNITY

Transform This Diamond in the Rough into Your Dream Home!" Calling all investors and DIY enthusiasts! This spacious 4-bedroom, 2-bath fixer-upper with an open concept floor plan is priced for a quick sale and ready for your personal touch3. With 2,640 square feet of potential, this property offers ample space to create the home of your dreams4. Key Features: 4 bedrooms and 2 bathrooms Expansive 2,640 square feet of living space Open concept layout, perfect for modern living and entertaining AC and central heating for year-round comfort Investment Opportunity: This property requires some TLC, making it an ideal project for investors or handy homeowners1. Needed repairs include: One bathroom renovation Minor electrical work Water damage remediation in one bathroom and hallway areas Why This Property Stands Out: Priced to Sell: We've competitively priced this home to ensure a fast transaction3. Open Concept: The flowing layout is highly desirable and on-trend6. Spacious: With 2,640 square feet, there's plenty of room to customize and grow4. Location: Situated in a neighborhood with great potential for appreciation. Don't miss this opportunity to add value and create your perfect home. This property won't last long at this price point. Schedule a viewing today and bring your vision – this canvas is ready for your masterpiece

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,217.96/mo
Estimated Loan Balance
$354,456
Cash to close
$33,481
Interest Paid
$38,712

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Homeland

Financial Details

  • Price per Sqft: $132.58
  • Tax Annual Amount: $4374.99
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,481 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $33,481!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$316,518
Your Cash$33,481
Total Purchase Price:$349,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,460/mo
Traditional @ 7.5%
$2,408/mo
You save $948/month ($11,371/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25025123

Listing From:

Last updated: 2025-02-04T14:44:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,460 /mo
$2,321 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,481 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $33,481!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$316,518
Your Cash$33,481
Total Purchase Price:$349,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,460/mo
Traditional @ 7.5%
$2,408/mo
You save $948/month ($11,371/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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