Laura Jewett

Laura Jewett

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Closed

$860,000

($447,940 down)
VA

309 E Clara Street, Port Hueneme, CA 93041

4
4
2,650 sqft
PITI Monthly
$2,994.36 /mo

Listing courtesy of: Larry Krogh, LIV Sotheby's International Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,883 /mo
$3,039 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
BALCONY
LANDSCAPED
CHARMING
COZY

Welcome to this beautiful 4-bedroom, 4-bathroom home located in Port Hueneme, Just minutes from the beachSeller is offering assumable VA LOAN at 2.7% $2400.00 per month includes taxes and insurance. The charming home features a covered balcony and lush landscaping. Inside, the living room offers natural light, plantation shutters, and a cozy fireplace.The expansive kitchen includes granite countertops, custom cabinetry, and stainless steel appliances, opening to a spacious family room. A formal dining room is perfect for hosting.Upstairs, the primary suite boasts an en-suite bathroom with dual vanities and a walk-in closet, a soaking tub, and a separate shower. Three additional bedrooms provide ample space, each with access to well-appointed bathrooms.The landscaped backyard features a built-in barbecue area, ideal for outdoor dining. Additional features include a two-car garage, central air conditioning, and an upper-level laundry room.This home is conveniently located near local parks, top-rated schools, shopping centers, and dining options. Enjoy easy access to Ventura's vibrant downtown, beautiful beaches, and scenic coastal attractions, making this property perfect for modern living and outdoor enthusiasts alike. Appliances and furniture included!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,994.36/mo
Estimated Loan Balance
$418,113
Cash to close
$447,940
Interest Paid
$56,680

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Anacapa Walk - 5406
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Anacapa Walk
  • HOA Amenities: Unknown
  • HOA Fee: $193
  • HOA Frequency: $Monthly
Location
  • Region: Port Hueneme

Financial Details

  • Price per Sqft: $324.53
  • Tax Annual Amount: $10750
  • On Market Date: 2024-07-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $447,940 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $447,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$412,060
Your Cash:$447,940
Total Purchase Price:$860,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,883/mo
Traditional @ 7.5%
$3,153/mo
You save $1,270/month ($15,239/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-24675

Listing From:

Last updated: 2024-09-19T22:02:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,883 /mo
$3,039 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $447,940 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $447,940!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$412,060
Your Cash:$447,940
Total Purchase Price:$860,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,883/mo
Traditional @ 7.5%
$3,153/mo
You save $1,270/month ($15,239/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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